Being productive: 10 things you’ve been putting off doing but shouldn’t
You're stuck at home. You've watched everything interesting on Netflix, and it's only been a week. It might be time to do some of those projects you always knew you should but have been putting off… and off… and off… If you can accomplish all of these, you'll come out of this time of lockdown with a much more organized life and a clearer head.
1. Get your documents in order
Put all of your family's essential documents in one place. This includes marriage licenses, birth certificates, passports, social security cards, medical files, car titles, a copy of your LES and orders, the deed to your house and insurance documents. Do you have a will? If not, now is a good time to do one, either online or virtually with a lawyer. Make sure you have all the insurance you need – not just auto and health insurance, but pet insurance, disability insurance, cell phone insurance, and flood insurance. Also insure your wedding and engagement rings. These are the ones people typically overlook.
2. Photograph your house
Take a photo of everything in your house for insurance purposes. Make sure you have a photo of each room, and all of your valuables. If you have a prized book collection, photograph the titles – you'll want to remember what they all are if you have to replace them. Keep the photos on the cloud and on a USB that you keep in your safe.
3. Clean your car
Now is the perfect time to clean your car! Like, really clean it. Take everything out – all the car seats, trash, reusable shopping bags, first aid kit, etc. Wipe down everything with a leather or car cleaner. Vacuum everything – get into the nooks and crannies. Clean the inside of the glass and all the crevices of the vents. Then tackle the outside of the car. Get a full tank of gas. You'll feel SO much better.
4. Go over your finances
First, if you don't have a budget, make one. It's especially important now to stick to one and to know what you're spending (and not spending). If you're married, do this as a couple. Next, go over all of your bank accounts and make sure both you and your spouse know how to access all funds and what the passwords are (so military spouses don't know the passwords to pay their bills until a deployment happens). Go over all of your investment accounts. If you have kids, consider setting up a 529 for them. If you haven't yet, set up an IRA or Roth IRA. Put contributions on auto-debit if you tend to forget. Another tip to consider is splitting your savings accounts into different accounts. For example, have one for "vacation," one for "auto tax (which usually is billed all at once every year), one for "utilities" or any quarterly bills, one for "auto maintenance fund," etc. This will make it easier to see what you have in each.
5. Get rid of stuff
Go through every room and every closet and see what you have that you can either sell online, donate or save for a garage sale this summer (hopefully we'll be able to have these this summer). This will help free up some extra cash if you need it, and it will also help you see what you have and what you don't use. You'll be surprised what you find. Commit to doing one room of the house each week.
6. Home improvement projects
Now is the perfect time to tackle those home improvement projects you've always wanted to do. Change out the hardware in your doors and outlets – it will make a big difference. Paint. Change out light fixtures. Replace your faucet or backsplash. Paint your front door. These are simple fixes that have big impact.
7. Make a list of grocery staples and meals
Write down all of the things you regularly buy at the grocery store – this will make your life so much easier when you're shopping. Identify a place in your fridge or pantry for each of these items and always put them there; that way, you can see when you're out. Also, put together a list of five to ten meals and recipes your make regularly. That's the first step to meal planning, which is the first step to a much more organized dinner life.
8. Back up your files
Make sure all of your computer files are backed up. Clean out any unnecessary computer programs. Print out your favorite photos and put them in an album too, which will give you extra security.
9. Zero-out your inbox
This may be the most difficult, but it's so important for your productivity. If you have thousands of emails (too many to sort through), I recommend creating a folder called "Emails until January 2020" and putting them all in there. Then create either work folders or folders for your person emails like "Online orders," "Kids school," "House," "Military," etc. Go through the last several months and start a new system of filing everything away (or deleting it) once you read it.
10. Talk about your future
Talk about your goals for the future with your spouse, or, if youre single, journal about them. Where do you see yourself in five years? In twenty? What is the one thing you've always wanted to do? What is that trip you always wanted to take? If you identify what's important to you now, you can do the steps necessary to get there.