---
title: "Pentagon considers lifetime access to Exchange system for vets"
date: "2018-09-11"
modified: "2020-10-22"
authors:
  - name: "Blake Stilwell"
    job_title: "Editor-In-Chief, Air Force Veteran"
    link: "https://www.wearethemighty.com/authors/blake/"
url: "https://www.wearethemighty.com/mighty-money/pentagon-considers-lifetime-access-to-exchange-system-for-vets/"
categories:
  - "Benefits"
  - "Veterans"
---

# Pentagon considers lifetime access to Exchange system for vets

![](<https://www.wearethemighty.com/wp-content/uploads/legacy/assets.rbl.ms/17301556/origin.jpg>)

While Congress might have tinkered with the benefits many former servicemembers will receive when they leave the military beginning in 2018, the dizzying array of calculations, percentages, and investment tools now a part of a veteran's future nest egg may come with a silver lining.

---

Potentially tax-free shopping for life.

The 2016 National Defense Authorization Act included significant changes to the military retirement system, including a reduction in retirement pay and matching contributions to a military Thrift Savings Plan. The so-called "[blended retirement system](<https://www.militaryonesource.mil/footer?content_id=290760>)" is similar to the kind of portable 401(k) that many civilian workers already have.

![](<https://www.wearethemighty.com/wp-content/uploads/legacy/assets.rbl.ms/17278946/origin.jpg>)
*This could be you in twenty years.*

But in a separate deal, the Pentagon is set to approve a change to the Army and Air Force Exchange Service that would allow former honorably discharged servicemembers to shop at [AAFES online](<https://www.shopmyexchange.com/>) for life.

For those not in the know, the Exchange is a department store-like retail outlet that also operates food courts, gas stations, liquor stores, and military clothing stores on U.S. military installations worldwide. While items do not have to be sold at cost (as they do at the commissary – the military grocery stores which are also on bases) if they are sold at the Exchange, they are sold tax-free.

This could mean tax-free commercial electronics for all!

![](<https://www.wearethemighty.com/wp-content/uploads/legacy/assets.rbl.ms/17301557/origin.gif>)
*Time to relive those dorm room days.*

The deal would not include access to the military commissary system.

Opening the Exchange service to all veterans would mean 20 million new customers and hundreds of millions in revenue for Morale, Welfare, Recreation services, which is where the dividends from Exchange services are reinvested, Military.com reports.

Access to the Exchange is currently restricted to military members who are active duty, guard, or reserve, retired or disabled military members, authorized family, and Medal of Honor recipients.

While the Pentagon says [the proposal from Executive Resale Board is still under review](<https://www.militarytimes.com/story/military/2015/03/26/expand-online-exchange-veterans/70483942/>), if approved, the new benefit would go into effect on November 11, 2017.[ ](<https://app.viralsweep.com/sweeps/full/e358ce-4424&framed=1?utm_medium=WATM_site&utm_campaign=watm_site_t-shirt_promo&utm_source=articles>)

## Author
Blake Stilwell is We Are The Mighty's Editor-in-Chief, covering military news, entertainment, and history, along with veteran education, employment and entrepreneurship. He is a former U.S. Air Force combat cameraman with degrees in Graphic Design, Television and Film, International Relations, Public Relations, Business Management and Middle Eastern Affairs. After leaving the military, he began working in film and television production in New York and Los Angeles, work that included ABC News, NBC Olympics, and HBO Sports. He then spent two years in Washington with White House Communications, before joining the Near East Foundation. At NEF he served as an International Development Fellow, then Communications Officer, and finally, Media Officer for the Middle East and Africa. Based in the Palestinian Territory, he coordinated strategic communications between eight country offices, international media, and government and NGO partners. He began a career focused on writing and editing in 2015 with We Are The Mighty. He left in 2019 for Military.com, but returned as Editor-in-Chief in 2025. Blake’s work has been seen on CBS News, Fox News, CBC, The Chicago Tribune, Task & Purpose, Military Times, Recoil, Skillset, American History, and was shockingly even used in a Supreme Court argument. He is an avid traveler and small business owner in Ohio, where he spends most of his energy fixing up a very old house.

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