Chinese media touted the mobilization of a “far-reaching, anti-ship ballistic missile” Jan. 10, 2019, specifically highlighting its ability to target ships in the South China Sea.
China’s DF-26 ballistic missile has reportedly been mobilized in northwestern China, according to the Global Times, citing state broadcaster China Central Television. The weapon, commonly described as a “carrier killer,” is an intermediate-range ballistic missile capable of delivering both conventional and nuclear warheads to targets on land and at sea.
The report from the Global Times notes that the activation of the DF-26 comes just “after a US warship trespassed into China’s territorial waters off the Xisha Islands (Paracel Islands) in the South China Sea on Jan. 7, 2019,” a reference to a legal freedom-of-navigation operation conducted by destroyer USS McCampbell.
“We urge the United States to immediately cease this kind of provocation,” the Chinese Ministry of Foreign Affairs said in response, accusing the US of having “gravely infringed upon China’s sovereignty.”
The USS McCampbell.
“We will be on high alert and will closely monitor the air and sea situation to strongly defend our sovereignty and security,” the ministry spokesman added.
September 2018, a Chinese destroyer attempted to intercept a US warship during a freedom-of-navigation operation in the Spratly Islands, risking a collision. It was the Chinese navy’s most aggressive response to US actions in the South China Sea to date.
The DF-26 missiles mobilized in the northwest regions are far from the South China Sea, but Chinese military experts assert that it has the range to cover the contested waterway. “Even when launched from deeper inland areas of China, the DF-26 has a range far-reaching enough to cover the South China Sea,” an anonymous expert told the Global Times. The missile is believed to have a range of about 3,400 miles.
That expert added that missiles fired from the interior are harder to intercept because they can realistically only be intercepted in the terminal phase.
Amid Chinese bravado, there remains skepticism about the DF-26 missile’s ability to serve in an anti-ship role. The weapon was previously nicknamed the “Guam Killer” or the “Guam Express,” as it offers China the ability to strike Andersen Air Force Base, a key US base in the Pacific, with force.
The article in the Global Times reflects an aggressive tone that is becoming more common in Chinese discussions.
Recently, a retired Chinese admiral suggested sinking two US aircraft carriers, which would end the lives of roughly 10,000 American sailors. “What the United States fears the most is taking casualties,” Rear Adm. Luo Yuan said. “We’ll see how frightened America is.”
This article originally appeared on Business Insider. Follow @BusinessInsider on Twitter.
Once, when the United States went to war, that war was felt by everyone in the country. The wars’ effects seeped into every facet of American life. The primary reason for this was the draft. Selective service meant that anyone in America could be called up to serve and fight a war at any given time. This included movie stars, politicians, and even star athletes — some of whom never made it home.
Sports fans know the stories of baseball players Moe Berg (who served as an OSS agent during WWII) and Ted Williams (who was in the Navy and Marine Corps for WWII and the Korean War). Less well-known are those NFL players who fought for the United States. Football’s popularity only came about relatively recently, whereas baseball has long been “America’s Pastime.”
When Spring Training rolls around, we’ll remember the MLB players we’ve lost but, for now, let’s take some time during the NFL’s Salute to Service Month to remember those players who were also our brothers in the profession of arms. This is a list of those who died in combat; the list of the NFL’s veterans is much, much longer.
Keith Birlem, Washington Redskins (1943)
Birlem became an Army Air Forces officer during World War II after just one season in the league. After a bombing mission over Europe in 1943, the pilot attempted to land his damaged B-17 Bomber in England, but was killed in the resulting crash.
Mike Basca, Philadelphia Eagles (1941)
Basca enlisted in the U.S. Army after the Japanese attack on Pearl Harbor. The former Eagle was a tank commander with the 4th Armored Division. He was killed with the rest of his crew after an anti-tank round struck their vehicle in France in 1944.
Alex Ketzko, Detroit Lions (1944)
Ketzko was a son of Michigan, having played football for Michigan State and then later for the Detroit Lions. After the 1943 season, Ketzko enlisted in the U.S. Army. He eventually found himself in France, where he was killed in action in December, 1945, at just 25 years old.
Walter R. “Waddy” Young, Brooklyn Dodgers (1945)
Young was a big-time athlete out of Oklahoma. He started the Sooners off on their way to becoming a powerhouse sports team, bringing them to their first-ever Orange Bowl Game. After playing for the NFL’s Brooklyn Dodgers (yes, they were a football team, too), he signed on to fly B-24 Liberators over Europe and B-29 Superfortresses over Japan during World War II. On Jan. 9, 1945, the legendary athlete was killed in a plane crash during a run over Tokyo.
Don Wemple, Brooklyn Dodgers (1944)
Wemple died on an Army Transport plane flying in the China-India-Burma theater of World War II. The onetime Brooklyn Dodger and Army officer was on his way to India in 1944.
Charlie Behan, Detroit Lions (1945)
After one season with the Lions, Behan decided to join the Marine Corps. He was hit in the mouth by shrapnel on Okinawa. Stuffing cotton into the wound to continue the fight, then-Lt. Behan led his troops up Sugar Loaf Hill and was killed guiding his Marines over the top. He was posthumously award the Navy Cross.
Al Blozis, New York Giants (1945)
The All-Pro tackle joined the Army in 1943, despite being much too tall to conform to standards. The 6’6″ literal giant broke the Army’s grenade throwing record before being shipped out to lead a platoon of troops in France in 1944. After two of his men were lost in the Vosges Mountains, he set out to find them by himself and was never heard from again.
Young Bussey, Chicago Bears (1945)
After the 1941 season, Bears QB Young Bussey left the NFL to join the war effort after the attack on Pearl Harbor. The young Bussey was killed during the invasion of the Philippines.
Edwin B. “King Kong” Kahn (1945)
Kahn spent three seasons in the NFL with the Redskins, staying with the team after they moved from Boston to Washington. He signed up for Army service as a First Lieutenant and was wounded in the invasion of Kawajalien. He died of wounds incurred in the invasion of Leyte in the Philippines in February, 1945.
Howard “Smiley” Johnson, Green Bay Packers (1945)
Johnson traded his Packers green for Marine Corps greens after two seasons in Green Bay. The Marine officer was killed in action while leading Marines into battle on Iwo Jima.
Jack Lummus, New York Giants (1945)
The Giants’ Jack Lummus played only nine games in his NFL career before enlisting during the 1941 season. He eventually became an officer candidate and began training with the elite Marine Raiders. Lummus was one of the first Marines to land on the island of Iwo Jima in 1945, and for two weeks directed artillery fire onto Japanese positions on Mount Suribachi. Lummus was wounded by shrapnel but managed to knock out three Japanese fortifications so his Marines could advance.
Lummus then lost both of his legs to a land mine and died at an aid station. He was awarded the Medal of Honor for his outstanding display of battlefield skill and leadership.
Don Steinbrunner, Cleveland Browns (1967)
The Browns’ Offensive Tackle was just one of two NFL players who died during the Vietnam War. He played for Cleveland during the 1953 season where the Browns lost the championship to the Detroit Lions. He joined the U.S. Air Force in 1954. Steinbrunner was on a defoliation mission over Vietnam in 1967 when his C-123 Provider was shot down. He was posthumously awarded the Distinguished Flying Cross.
Bob Kalsu, Buffalo Bills (1970)
The All-American tackle was drafted in 1968 by the Buffalo Bills but went to the University of Oklahoma on an ROTC scholarship. To fulfill his obligations to the military, the Bills’ rookie of the year entered the Army as a 2nd Lieutenant with the 101st Airborne Division, landing in South Vietnam in November of 1969. He was killed in the infamous attack on Fire Support Base Ripcord in 1970, just hours before his wife gave birth to their son back home.
Pat Tillman, Arizona Cardinals (2004)
Like many NFL players who enlisted in a time of national need, Tillman joined the military in response to the attacks of September 11, 2001. By June 2002, he was a soldier and on his way to the Army Rangers. He would go on to serve in both Iraq and Afghanistan before his death in a friendly fire incident in Afghanistan.
The reverberations surrounding Tillman’s death has been felt by the NFL and its players, the veteran community, nonprofits, and even college football players – to this day – honor Tillman’s spirit and memory.
The Republic F-105 Thunderchief could go fast — it had a top speed of 1,390 miles per hour. But this “fighter” was, in reality, a powerful tactical bomber. But despite being designed to put bombs on land targets, the F-105 proved to be a deadly adversary to those who attacked from the sky — it was a rare bird; it was a bomber that could kill a fighter.
The F-105‘s design process started in 1950 as the intended replacement for the F-84F Thunderstreak, a plane that hadn’t yet made its first flight. The YF-105A prototype first flew in 1955 and was soon followed by the first production version, the F-105B. However, the F-105B was quickly deemed out-dated, as it could only operate in daylight and in good weather.
A look at the wide variety of weapons the F-105 Thunderchief could carry into battle.
The main weapon of the F-105 was supposed to be a B28 or B43 “special store” — a nuclear bomb. The later B57 and B61 nukes were later made options for the plane as well. Thankfully, these were never used in anger. But what did get use was the F-105’s ability to carry up to 14,000 pounds of ordnance — not to mention AIM-9 Sidewinders and a M61 Vulcan gun with 1,028 rounds of ammo.
With the onset of newer models, specifically the F-105D, the Thunderchief became a lethal plane in any weather condition, day or night. The F-105D was the workhorse during the early days of the Vietnam War. The plane successfully pummeled land targets, like the Paul Doumer bridge, while excelling in air-to-air combat. The F-105 scored 27.5 kills in the skies.
The F-105G Wild Weasel version of the Thunderchief was used to kill or suppress enemy surface-to-air missile sites.
The F-105F, intended as a combat trainer, instead became the basis for the most notable Wild Weasel of the Vietnam War – the F-105G. One Wild Weasel pilot, Leo Thorsness, would earn the Medal of Honor in the F-105 for taking on North Vietnamese MiGs during an effort to rescue a downed air crew.
The F-105 stayed in service until 1984, marking nearly three decades of service. Learn more about this lethal multirole fighter in the video below.
The US Air Force has two of its most elite aircraft — the B-2 Spirit bomber and the F-22 Raptor — training together in the Pacific, reassuring America’s allies and sending a warning to strategic competitors and adversaries about the sheer power the US brings to the table.
These stunning photos show the powerful aircraft tearing across the Pacific, where the US has increasingly found itself facing challenges from a rising China.
A U.S. Air Force B-2 Spirit bomber deployed from Whiteman Air Force Base, Missouri, and two F-22 Raptors from the 199th Fighter Squadron at Joint Base Pearl Harbor-Hickam, Hawaii, fly in formation near Diamond Head State Monument, Hawaii, after completing interoperability training, Jan. 15, 2019.
(U.S. Navy photo by MC2 Kenneth Rodriguez Santiago)
Three B-2 bombers and 200 airmen from Whiteman Air Force Base, Missouri deployed to Joint Base Pearl Harbor-Hickam, Hawaii on Jan. 10, 2019, to support US Strategic Command’s Bomber Task Force mission.
A U.S. Air Force B-2 Spirit bomber deployed from Whiteman Air Force Base, Missouri, and two F-22 Raptors from the 199th Fighter Squadron at Joint Base Pearl Harbor-Hickam, Hawaii, fly in formation near Diamond Head State Monument, Hawaii, during an interoperability training mission Jan. 15, 2019.
(U.S. Navy photo by MC2 Kenneth Rodriguez Santiago)
While B-2 bombers regularly rotate throughout the Pacific, having previously been deployed to Andersen Air Force Base on Guam, the most recent deployment marks only the second time these powerful stealth aircraft have been sent to Hawaii to drill alongside the F-22s.
A B-2 Spirit bomber deployed from Whiteman Air Force Base, Missouri, and F-22 Raptors from the Hawaii Air National Guard’s 154th Wing fly near Joint Base Pearl Harbor-Hickam, Hawaii.
(U.S. Air Force photo by Master Sgt. Russ Scalf)
The stealth bombers were deployed to the Pacific to send a message to allies and adversaries alike, specifically that “the B-2 is on watch 24 hours a day, seven days a week ready to protect our country and its allies.”
The B-2 Spirit bomber is reportedly a crucial part of most war plans to fight China.
(U.S. Air Force photo by Master Sgt. Russ Scalf)
When the B-2s were first deployed to Hawaii October 2018, the US military stressed that the deployment highlighted the bomber’s completely unmatched “strategic flexibility to project power from anywhere in the world.”
An F-22 Raptor from the Hawaii Air National Guard’s 199th Fighter Squadron, conducts an aerial refueling with a KC-135 Stratotanker.
(U.S. Air Force photo by Master Sgt. Russ Scalf)
The F-22 Raptor, an elite air-superiority fighter, which the Air Force asserts “cannot be matched by any known or projected fighter aircraft,” is an extremely lethal aircraft capable of performing air-to-air and air-to-ground combat missions.
And just like that, all of America became homeschoolers.
As resources are furiously pinned to social media, it quickly becomes overwhelming to newbie parent-teachers trying to choose what tools to fill their children’s long days with. Rather quickly, most of you will hit walls. Walls that I too hit, full of rookie mistakes made trying to recreate the actual school day or classroom schedule within my home.
I’m here to tell you to throw that all away. To slowly and happily sip your morning coffee and read this.
Whatever you do, don’t try to recreate the school day at home.
As a former public school teacher turned travel schooling mom (google that in your spare time), the first mistake typically made is both the course load and daily schedule. Classrooms educate on average 20-30 children simultaneously at various levels of learning. At home, you have one student-yours. He or she will accomplish a school day’s worth of work in far less time.
The beauty of homeschool is that it is meant to be flexible, individual, and guided by learner’s passions. You will learn to “do school” at times when your child is the most focused. This may mean 1-2 lessons first thing in the morning, then creative passions, exploration, and fun until later in the evening when they finish up a few “core lessons.” At this very moment, homeschoolers are on thousands of varied schedules. The best part? There’s no wrong answer. So spend the first week or so tuning into your home and child’s rhythms before charging forcefully ahead into a schedule.
Pursuing interests is the best form of education
What’s the best modality for educating your children? Good conversation. I could start and end this article there.
Once you realize “core curriculum” takes up only a tiny fraction of time, something else will begin to fill the days…passion. The deep pursuit of self-interest is the beautiful gem of homeschooling. Now is the best time for your children to take up a love of art study, Claymation, geology, gardening, or marine biology via the unlimited library of content available online. Allow them to spark a new interest or immerse themselves completely in a passion for discovering a world they never knew existed.
The simplest, yet effective way to spark passion is to discover the world around you through intricate observation. On the way to the beach, my children noticed several tsunami hazard zone signs. A series of questions, answers, and google results led to over an hour of becoming mini experts at 4 and 8 years old. The subject was tangibly relevant to them; thus, they pursued the study fiercely. Experiences like this are worksheet free. Developing a love of learning is the ultimate goal of education.
Let them participate in what we are all going through
Knowledge is empowering. Your children are aware the world is changing around then, no matter how innocent they may be. Each new day we experience a global pandemic forcing the world into quarantine, shutting down schools, and infringing upon our way of life, which is a time worth documenting.
Allow your children to become historians and reporters. Generations all go through something, and this is something noteworthy. Invite your children to document what they see in the world around them and how they feel or what they understand is going on. Not only is this highly educational (spelling, grammar, creative writing, history, etc.), but it is also helpful to frame an otherwise scary situation for young minds. Together, each day you can go over their journals to help shape or clarify things for them. It is also an opportunity to solidify in their minds how you are doing all you can to keep your family safe.
This time is a gift. A gift to stop and reengage with your children all over again. To get to know them deeply as individuals in this season of life. To make the memories and connections necessary to sustain them into adulthood.
Take a breath, take it easy, and simply enjoy discovering each day together.
As anyone who’s ever deployed with a unit that required an interpreter knows, language barriers make a tough mission tougher. And considering how the U.S. military has treated the locals hired to do interpretation for U.S. ground forces in Iraq and Afghanistan, it’s a wonder we’re able to recruit ‘terps’ at all.
“He says: ‘So… this is the guy we kill when you leave yeah’?” (U.S. Marine Corps photo)
So it makes sense the Pentagon would have a need for something that provides real-time translation to the boots on the ground. It should come to no surprise to anyone who regularly shops around on FedBizOpps.gov (the U.S. government’s business opportunities site with a name as legit as any Cash4Gold site), to see the Air Force Research Laboratory posting a need for what it calls “human language technologies.”
Meanwhile, the Navy continues to pursue its strange obsession with dolphin language . (U.S. Navy photo by Photographer’s Mate 1st Class Brien Aho RELEASED)
The Air Force wants to conduct research and development in “automatic speech recognition, machine translation, natural language processing, information extraction, information retrieval, text-to-speech synthesis, and other speech and language processing technologies.” Maybe the military should just ask Skype how they made theirs.
The Air Force’s mind-blowing rationale is that “much of the information needed to effectively understand, anticipate, manage, and operate in the global environment is found in foreign language speech, text, videos, and images” and the military is especially interested in “lesser spoken languages that have high military interest but lack sufficient linguists and automated language processing capabilities.”
Basically, everything we want to know for via signals intelligence and human intelligence is another language and we don’t have enough people who will help us translate it and the Air Force will spend $10 million over a five-year span to develop the technology to do it without human help.
A military working dog was killed in a fierce firefight in Afghanistan in November 2018, and his actions in his final moments saved the lives of several US soldiers.
Maiko, a multi-purpose canine (MPC) assigned to Army 75th Ranger Regiment’s 2nd Battalion, was killed during a raid on Al Qaeda militants in Nimruz Province. Sgt. Leandro Jasso, who was assigned to the same unit, was also killed during this engagement.
“Maiko was killed in action while leading Rangers into a breach of a targeted compound” on Nov. 24, 2018, an unofficial biography leaked online read. “Maiko’s presence and actions inside the building directly caused the enemy to engage him, giving away his position and resulting in the assault force eliminating the threat without injury or loss of life.”
“The actions of Maiko directly saved the life of his handler [Staff Sgt.] Jobe and other Rangers,” the document said.
The accuracy of the biography, which first appeared on social media, was confirmed to Stars and Stripes by a spokesperson for the 75th Ranger Regiment at Fort Benning in Georgia.
The dog was born in Holland in 2011 and brought to the US when he was 15 months old. Maiko was seven years old and on his sixth deployment to Afghanistan at the time of his death. He is said to have participated in over 50 Ranger-led raids involving IED detection, building clearance, and combatant apprehension.
“Rest assured Maiko never backed down from a fight,” his biography explained, adding that this dog “embodied what it means to be a Ranger … The loss of Maiko is devastating to all that knew and worked with him.”
According to a Bloomberg News report from 2017, there are roughly 1,600 military working dogs serving in the field or aiding veterans. These dogs go through extensive training, and a full-trained military dog is worth around the same amount as a small missile.
Maiko was purchased by the Regimental Dog Program in 2012 and put through the Regimental Basic/Advanced Handler’s Course before he was ultimately assigned to the 75th Ranger Regiment’s 2nd Battalion. He was handled by five different handlers during his career.
This article originally appeared on Business Insider. Follow @BusinessInsider on Twitter.
The 2018 Star Match between the Army and Navy women’s soccer teams lies ahead this Friday night at 7 p.m. in Annapolis. A key part of the Star Series presented by USAA, the Mids will host their service academy rivals from New York in a matchup of two of the Patriot League’s top-five teams.
Navy comes into the contest at the Glenn Warner Soccer Facility with a 8-4-3 record and a 4-1 mark in Patriot League play, while Army will enter at 6-3-5, 2-2-1 in league action.
The missile lifted off at 12:03 a.m. April 26 from Vandenberg Air Force Base, 130 miles northwest of Los Angeles.
An Air Force statement said the mission was part of a program to test the effectiveness, readiness, and accuracy of the weapon system.
Another unarmed Minuteman III intercontinental ballistic missile was launched during an operational test Dec. 17, 2013 and again on Sep. 5, 2016. (Photo: U.S. Air Force Airman 1st Class Yvonne Morales)
The 30th Space Wing commander, Col. John Moss, said Minuteman launches are essential to verify the status of the U.S. nuclear force and to demonstrate the national nuclear capabilities.
In a Minuteman test, a so-called re-entry vehicle travels more than 4,000 miles downrange to a target at Kwajalein Atoll near the Kwajalein Atoll in the Marshall Islands.
“Team V is once again ready to work with Air Force Global Strike Command to successfully launch another Minuteman III missile,” Moss said. “These Minuteman launches are essential to verify the status of our national nuclear force and to demonstrate our national nuclear capabilities. We are proud of our long history in partnering with the men and women of the 576th Flight Test Squadron to execute these missions for the nation.”
The 576th Flight Test Squadron will be responsible for installed tracking, telemetry, and command destruct systems on the missile.
“It is again with our deepest sadness, our heartbreak that we inform you that National Guardsman SPC. Angel Candelario-Padro was among the victims we have lost,” said Matt Thorn, executive director of OutServe-Servicemembers Legal Defense Network, a Washington, D.C.-based organization that represents the U.S. lesbian, gay, bisexual and transgender community.
Candelario-Padro had been a member of the Puerto Rico National Guard and was assigned to the Army band, Thorn said in a statement. He also played clarinet with his hometown band and had just moved to Orlando from Chicago, he said.
Candelario-Padro served in the Guard from Jan. 12, 2006, until Jan. 11, 2012, at which point he transferred to the U.S. Army Reserve, Sgt. 1st Class Michael Houk, a spokesman for the National Guard Bureau, confirmed in an email to Military.com.
Additional information about his service history wasn’t immediately available from the U.S. Army Reserve.
“Very painful to mention this but we have to recognize and do a tribute to one of our own,” it stated. “With great sadness I want to report the loss of who was in life the SPC ANGEL CANDELARIO. The Band 248 joins the sadness that overwhelms your family and we wish you much peace and resignation. Spc Candelario, rest in peace.”
Candelario-Padro for two years prior lived in Chicago, where he worked at the Illinois Eye Institute and had side jobs at Old Navy and as a Zumba instructor, according to an article in The Chicago Tribune.
He was at the Pulse nightclub frequented by the lesbian, gay, bisexual and transgender community when the worst mass shooting in modern U.S. history occurred.
Authorities say 29-year-old Omar Mateen, who reportedly pledged allegiance to the Islamic State of Iraq and Syria in 911 calls, killed 49 people and injured another 53 before being killed in a shootout with police.
Army Reserve Capt. Antonio Davon Brown was also killed in the attack and may be eligible to receive the Purple Heart, a Pentagon spokesman said on Thursday.
Meanwhile, a U.S. Marine Corps veteran, Imran Yousuf, 24, is being recognized as a hero for helping between 60 and 70 people escape the mass shooting by unlatching a door near the back staff halfway of the building.
Candelario-Padro will be flown home to Puerto Rico to be buried in the Guanica Municipal Cemetery in a section reserved for service members, Thorn said.
Since transitioning out of the military, I’ve had the, um, “pleasure” of being around a lot more civilians. Some of the questions I’m asked on an annoyingly regular basis are, “Aren’t VA loans awesome? Don’t you get a free house? Did you get yours?”
After polling some veterans, I realized I should give a little brief on the subject. Time to slay the myth around what a VA loan is or isn’t.
First: The VA loan is, in fact, not a loan at all.
The VA Loan Program, created in 1944 as part of the Servicemen’s Readjustment Act, is a service the Department of Veteran Affairs created to help veterans returning from WWII buy a home.
According to the VA website, “VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.”
Essentially, the VA will co-sign a loan with you, and that gives you a few perks.
Why is co-signing helpful?
When new adults try to rent an apartment or buy a car, most people won’t trust them unless they get a “guarantor” to co-sign the loan or the lease, usually in the form of a parent or older family member. After faithfully paying rent and payments on a loan or two, civilians in their 20s build up credit and no longer need anyone to sign off their financial choices.
Military personnel and veterans are a bit different. Our lifestyle inherently makes us look financially untrustworthy.
“How are you 24 with no rental history?” I live in a barracks.
“You seem to have moved every two years...” Yep.
“You disappeared from our system for over a year except for credit card transactions from… Afghanistan. Are you a terrorist?” It’s called deployment!
Luckily, we have an Uncle Sam willing to co-sign on such a big purchase, or what’s called a Purchase Loan. You’ll be able to get better interest rates than your credit alone could get you, and you can skip the down payment.
Just because you can get a loan for down, doesn’t mean you should. Regular people are expected to drop at least 20% value of the house as a down payment.
Here are three different scenarios. Same house, same interest rate, same 30-year loan.
The less you pay upfront, the more you have to pay in compounded interest for the next 30 years. 30 years. That’s your entire military career plus half your next career!
Being able to do less of a down payment is useful in a few scenarios. For example, if you live in California, chances are you won’t ever have 0K cash for a 20% down payment on the crazy prices out here.
A few resources to see how much you can afford while buying a house: RedFin has a quick calculator (above) as well as a more in-depth option. USAA also has one with different loans they offer.
Warning: Anything offered by Uncle Sam comes with a catch
According to the VA website, “VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE).”
A few takeaways:
VA Loans are only for houses you will live in, NOT commercial or investment properties.
You have to live in the house for at least one year.
You can’t buy a multi-family or multi-unit property. No duplexes or apartment buildings (Trust me, I tried).
Banks set the terms of the loan (interest rate, payment schedule, etc.) based on your credit and current job, not the VA.
The VA might not approve you.
Requires at least 181 days active duty completed to be eligible.
There is a limit on how much you can borrow without making a down payment based upon where in the country you live.
When good loans go bad
After nearly an hour and being transferred 7 times, I finally spoke to the most unenthusiastic Federal Employee in existence to answer my unanswerable question: “Are VA loans any different in foreclosure or the foreclosure process than a regular civilian mortgage?”
The answer: No, mostly.
The VA will not step in and save you, there are no cash handouts, and the VA will not shield you from the banks that are after their money. The VA will take care of a few fees dealing with the lenders, but that is about it. For more questions: 1-877-827-3702 or visit the payment problems page.
In the early 1970s, Harlem-based drug kingpin, Frank Lucas, was slinging his signature brand of heroin all over New York and the east coast. “Blue Magic,” as it was called, was the best-selling, closest-to-pure Asian heroin you could get.
New York City’s special narcotics prosecutor called Lucas, “one of the most outrageous international dope-smuggling gangs ever… an innovator who got his own connection outside the U.S. and then sold the stuff himself in the street.” That connection was in Vietnam, where the United States was embroiled in a years-long conflict. It presented Lucas with an easy opportunity to move his product.
No, it was not in the coffins of dead service members as Lucas originally claimed, nor was it in specially-made coffins or false-bottomed coffins. These are all claims made by Lucas, who is now 87 years old, at various times. The heroin was moved by U.S. military members on military planes, however.
Two Army NCOs, Leslie “Ike” Atkinson and William “Jack” Jackson, met at Fort Bragg early in their careers. While in Vietnam, they made money buying Military Payment Certificates on the cheap and trading them in for cash on the border. When they got tired of that, they started smuggling heroin from a bar they purchased in Bangkok.
Staff Sgt. Jasper Myrick, Atkinson, and Jackson would cheat soldiers at cards and forgive their debt if they moved a shipment of heroin in their personal luggage back to the States. Even though he was caught trying to mail heroin through false-bottomed AWOL bags and thrown in prison in 1975, he continued to move product. After all, he was Frank Lucas’ chief supplier.
Army Criminal Investigators were connected through a DEA informant in Bangkok who connected them to Atkinson’s supplier. Posing as street thugs, they set up a fake buy. After they had evidence against Atkinson’s buyer, they convinced him to come to the U.S. for some fun in Las Vegas. Not only did he come, he brought a kilo of heroin with him.
Even though he was eventually busted and sentenced to 30 years, he wouldn’t give up the former Master Sgt. Atkinson. Luckily, there were two other recently retired military members in Bangkok. One of them told the DEA and Army CID that Atkinson was moving a giant shipment to the U.S. soon.
That’s when luck blew the case wide open.
Staff Sgt. Jasper Myrick was having his household items inspected for a coming move to Fort Benning. The Army inspector found 100 pounds of “China White” heroin hidden in Myrick’s furniture. But the DEA still needed to trace it back to Atkinson.
Thai police traced the furniture back to its manufacturer where they identified an associate of Atkinson’s, Jimmy Smedley, a retired Army NCO who also ran Atkinson’s nightclub in Bangkok. They also found orders for Myrick’s move and orders for another soldier who recently moved to Augusta, Georgia.
But that soldier’s furniture was already emptied. One of Atkinson’s known associates, an Air Force NCO named Freddie Thornton, had stayed at a motel in the area recently. Agents picked up him and everyone associated with the heroin move.
It was the largest heroin smuggling operation in American history.
Thornton turned on Atkinson and everyone involved was convicted. The heroin was never recovered and was valued at $5 million on the streets.
Frank Lucas, the drug dealer who took credit for smuggling heroin in the coffins of dead servicemen, was arrested before Atkinson in 1975. Originally sentenced to 70 years, he turned on everyone and got his sentence reduced significantly.
Atkinson calls his claim of using coffins “the biggest hoax ever perpetrated.”