The Russian military has reportedly obtained one of Israel’s most advanced air defense missiles from the David’s Sling battery, the Times of Israel reports, raising the possibility that Russia could quickly figure out how to defeat a cutting-edge system designed to destroy ballistic missiles in flight and share that with US and Israeli foes like Iran.
The Russian military reportedly obtained the missile in July of 2018, when Israel fired it against Russian-made Syrian rockets headed toward Israeli terrority. Of the two missiles the Israeli Defense Forces (IDF) fired at Syria, one was self-detonated by the Israeli Air Force when it became clear the Syrian weapons wouldn’t breach Israel’s border.
The other missile reportedly landed intact within Syria, where, as Chinese news agency SINA reported Nov. 2, 2019, it was picked up by Syrian forces and handed over to Russia, which is fighting alongside the regime troops under Bashar al-Assad.
The David’s Sling is a medium-range missile interceptor and was built by Israeli company Rafael Advanced Defense Systems and US company Raytheon as a replacement for the Patriot missile battery built to defeat ballistic missiles. Israel first obtained the system in 2017; July 2018 is believed to be the first operational use of the system, which fires the Stunner missile.
David’s Sling Weapons System Stunner Missile intercepts target during inaugural flight test.
(United States Missile Defense Agency)
“It’s certainly a concern. If I was at Rafael, I’d be nervous right now,” Ian Williams, deputy director of the Missile Defense Project at the Center for Strategic International Studies, told Insider.
The concern, Williams said, is not so much that Russia will produce a copy of the system for its own use as other countries might. “If Iran captured this thing, we would see an identical system two years from now,” he told Insider.
But if Russia has indeed got its hands on the Stunner missile, it could study the technology and figure out how to defeat the David’s Sling system, which would be a massive problem for the countries — like Poland — where Israel is attempting to sell the system, not to mention Israel itself.
“If I was Israel, my big concern is that if Russia can get the intelligence to defeat the interceptor to Iran,” Williams said.
David’s Sling Missile System -⚔️ New Israel Missile Defense System [Review]
Dmitry Stefanovich, Russian International Affairs Council expert and Vatfor project co-founder, told Insider that Russia could also potentially use the missile to refine its own systems — “both offensive and defensive.”
“In terms of air defense interceptors, they’re no slouches themselves, they do have pretty advanced, very sophisticated interceptors as is,” Williams said, citing the S-300, S-400, and S-500 systems.
SINA also reported that the United States and Israel requested that Russia return the missile to Israel; however, that effort was unsuccessful. Neither Russia nor the IDF has confirmed reports of the missile coming into Russian possession, according to the Times of Israel.
This article originally appeared on Business Insider. Follow @BusinessInsider on Twitter.
In 1994, U.S. Army Air Corps WWII veteran and former POW Clarence Robert “Bud” Shepherd opened a small warehouse in Burlington, North Carolina, to assist 501 (c) (3) non-profit organizations, like schools, churches, and daycares.
Shepherd refocused his attention on Post-9/11 combat wounded veterans in 2012 by creating the Veteran Toolbox Program. He provided them with free toolboxes to assist with their transition into civilian life. Although Post-9/11 Purple Heart veterans are priority for the program, all veterans can apply.
“I always wanted to do something for veterans, and I came up with the toolbox program,” said Shepherd. “We talked to some tool companies, and they were interested in getting involved. We talked to Stanley and Black and Decker about what we wanted to do and they came back with one word – absolutely! APEX tools, Wooster paint brushes, and Johnson Johnson are also great supporters.”
U.S. Army Air Corps Veteran Bud Shepherd served as a B-17 tail-gunner in WWII and held as a Prisoner of War.
The REAch Veteran Toolbox Program has shipped more than 8,000 toolboxes to veterans, which contains about 0 worth of tools.
“This is the most satisfying thing I’ve ever done in my lifetime,” said the 94-year-old.
Shepherd works six days a week, gets up at 5 a.m., and leaves work at 6 p.m. most days. But he’s no stranger to hard work.
He enlisted in the U.S. Army Air Corps in 1943, when he was 18 years old. He served in the 8th Air Force in England as a tail-gunner on a B-17. Enemy forces shot down his plane six months before the end of WWII. Shepherd was captured and sent to a prisoner of war camp near Berth, Germany.
“Once we got settled down, things went along fairly smooth because there was 9,000 of us, all Air Force people,” Shepherd recalled. “About 7,500 Americans and a few Brits. We were liberated by the Russians and I made my way back home.”
WWII POW Bud Shepherd: Let’s Never Forget Our POWs and MIAs
“We hear from a lot of these guys and their families,” Shepherd said. “Last week we got an e-mail saying ‘You saved my husband’s life. He hasn’t been out of the house in three months but ever since he got his toolbox he’s been out in the garage or the backyard working on something.'”
REAch operates in Graham, North Carolina, but ships the toolboxes across the country.
Tim Shepherd (left) son of Bud Shepherd (right) at the tool room getting 10 boxes ready to ship for the day.
“I go to the VA hospital in Durham, North Carolina, for yearly physicals, but my health is excellent,” he said. “These people down there that I deal with at the VA hospital, they are just good people… In my lifetime, I’ve been blessed, and I enjoy every minute of it.
This article originally appeared on VAntage Point. Follow @DeptVetAffairs on Twitter.
Every service member knows the result of not living up to the expectations placed upon them by donning the uniform of the Armed Forces of the United States. Most will never receive a punishment beyond Article 15 of the Uniform Code of Military Justice, non-judicial punishment. For repeat offenders, the threat of “turning big rocks into little rocks” at Fort Leavenworth looms large.
Actually being sent to the Kansas-based U.S. Disciplinary Barracks at Leavenworth is, in reality, a tall order. The facility houses only the worst offenders. It’s the only maximum-security facility in the U.S. military and hard time there is reserved for commissioned officers, enlisted personnel with sentences longer than ten years, and those who are convicted of crimes related to national security. It’s reserved for the worst of the worst — which includes those on the military’s death row.
Since the end of World War II, the facility has executed some 21 prisoners, including more than a dozen Nazi German prisoners of war convicted of war crimes. The last time an American troop was executed for his crimes was in 1961, when Army Pfc. John Bennett was hanged for the rape and attempted murder of a young Austrian girl after spending six years on death row. There are currently four inmates awaiting execution at Leavenworth, but these four will not face the gallows.
Executions for military personnel will likely be by lethal injection and performed at the United States Penitentiary in Terre Haute, Indiana.
In 1986 and 1987, then-Specialist Ronald Gray was a cook stationed at Fort Bragg, N.C., when he committed the series of crimes that landed him on the military’s death row. Gray raped and murdered four women, both on Fort Bragg and in the area around nearby Fayetteville. He was sentenced to death in 1988 and his execution was approved by President George W. Bush in 2008. He has since filed a petition to be heard by the U.S. Supreme Court, but it was turned down, meaning Gray might soon be the first prisoner executed by the military in over 50 years.
His first victim was 27-year-old civilian Linda Jean Coats and his second was also a civilian, 18-year-old Tammy Cofer Wilson. He next turned his attention to female soldiers, abducting, raping, and murdering 18-year-old Pvt. Laura Lee Vickery-Clay. Vickery-Clay’s body was discovered a block from her home on Fort Bragg. He then raped and attempted to kill 20-year-old Pvt. Mary Ann Lang Nameth, stabbing her in the throat after entering her barracks room, but leaving her alive. She was able to identify him as her attacker when Gray was arrested for another crime.
Just three days later, he raped and murdered another civilian, 23-year-old Kimberly Ann Ruggles. It was this crime that would lead to his capture and conviction. Ruggles was a taxi driver dispatched to pick up a “Ron” at Gray’s address. Her body was discovered later that night near her empty cab. Police identified the gag on Ruggles’ body as one belonging to Gray after holding him for another crime just hours before. Gray’s fingerprints were all over the cab and Ruggles’ prints were on money Gray was holding during his arrest.
Gray was tried and convicted in both civil and military courts in 1988. Civilian courts sentenced Gray to eight consecutive life sentences. His military court martial sentenced him to die. He is currently the longest-serving death-row inmate at Fort Leavenworth.
In March, 2003, just days after U.S. troops initially crossed into Iraq, Army Sgt. Hasan Akbar was at Camp Pennsylvania, a rear-staging area for the invasion of Iraq, located in Kuwait. In the early morning hours, Akbar lobbed fragmentation and incendiary grenades into the tents of sleeping officers, then assaulted other members of his unit with his issued M-4 rifle. He killed Army Capt. Christopher Seifert and Air Force Maj. Gregory L. Stone. and wounded 14 other service members.
Even though his defense team cited repeated attacks and insults on his Muslim faith from fellow soldiers as a primary motivator for the attack, it was later discovered that Akbar decided to plan and execute the attack once he was in Kuwait, writing in a journal on Feb 4, 2003:
“As soon as I am in Iraq, I am going to try and kill as many of them as possible.”
Hasan was convicted of two counts of premeditated murder and three counts of attempted premeditated murder. The commander of the 18th Airborne Corps affirmed the death sentence and an appeal to the Army Court of Criminal Appeals is pending.
In 1985, a mother and two of her children were found murdered in their Fayetteville, N.C. home. Kathryn Eastburn was stabbed to death with two of her three daughters while her husband, an airman, was training in Alabama. The family was getting ready to move away from the country and put an ad in the paper to sell their dog. Timothy Hennis was a Fort Bragg soldier who admitted to police he responded to the ad. An eyewitness identified Hennis as a man who left the Eastburn home in the early morning hours after the killings would have taken place.
Hennis was tried, convicted, and sentenced to die in North Carolina civilian courts but that verdict was later overturned and Hennis was acquitted in a retrial. As a free man, Hennis returned to the Army and retired as a Master Sergeant in 2004. But the Army wasn’t done with the Hennis case. Semen samples taken from Kathryn Eastburn’s body were analyzed as DNA evidence that wasn’t available in the original case.
The Army again charged Hennis with the crime, this time framing the evidence to the matching DNA samples. In 2010, A military court finally found Hennis guilty of the crimes, stripped him of rank and pay, and sentenced him to death.
Also known as “The Fort Hood Shooter” Hasan was an Army officer, a psychiatrist stationed at Ft. Hood, Texas. On Nov. 5, 2009, Hasan entered the Soldier Readiness Center, pulled a handgun, and, for 10 minutes, began shooting at the personnel there. He killed 13 people and injured another 30 before being shot himself by Fort Hood’s Army Civilian Police. The gunfight rendered Hasan paralyzed from the waist down.
The Army charged Hasan with 13 counts of premeditated murder and 32 counts of attempted murder, with the Army announcing early on that Hasan was eligible for the death penalty and that the Army would seek that sentence. Hasan defended himself at the trial and in doing so was found guilty of all charges. He was unanimously sentenced to Fort Leavenworth to await execution.
Tampa Bay, Florida is an important part of our country’s great defense strategy. It’s not always a highly visible part, but it’s an effective part.
But whether you’re stationed in Tampa Bay, got out of the military in Tampa Bay, or just happen to be passing through Tampa Bay, the local baseball team wants you to stop by. So much so that the Tampa Bay Rays are giving away free tickets to active duty troops, retirees, and honorably discharged veterans of the U.S. Armed Forces.
A lot of organizations have a salute to service program, but the Tampa Bay Rays are offering something special. You can pick up two complimentary tickets to any of seven Monday home games, with three possible additional bonus dates and special ticket offers throughout the season.
In case Tampa Bay isn’t your home team to root for, the possible games are with teams from around the country, from Cleveland to Los Angeles and Baltimore to Texas. Just go to the Rays Salute to Service game listings and pick them one week before the scheduled game date.
If you’re the forgetful type, you can have the site notify you when the tickets become available. So if you’re stationed in the area and want to come root for home team or are planning a trip through the area and want to have truly unique Tampa Bay experience with a friend or loved one, the Tampa Bay Rays will love to host you.
This isn’t the first time the Rays offered free tickets to the military-veteran community. The team has been offering them for years, and also offers free tickets for first responders and teachers (but they get honored on different days, of course).
So grab a few seats, a cold one, and some peanuts and make a trip to the old ball game. Go Rays!
There’s an unspoken creed within the military-veteran community: no veteran should ever be buried alone.
The U.S. military is a system designed to break its members of the individuality that defines Americans to create members of single team — a unit. This bond endures as veterans transition out of the service. It’s one of the defining characteristics of veteran life.
Nowhere else in life is this more true than in death. For those without family buried in Arlington Cemetery, the Arlington Ladies will make sure they aren’t alone. But Iowa-born Vietnam veteran Stanley Stoltz wasn’t going to Arlington and had no known family. Then, his obituary went viral.
Stoltz was 73 when he died on Nov. 18, 2018 in Bennington, Nebraska. His obituary in the Omaha World-Herald said that he had no family. Although he worked in Bennington, he spent the end of his life around medical caregivers. While it was eventually revealed that Stoltz had a brother and an ex-wife, hundreds of people who never knew the deceased came out to pay their last respects.
Unfortunately, Stoltz didn’t get to see the outpouring of respect and appreciation for his service that he and so many other Vietnam veterans sorely lacked upon returning home from the war.
“No vet deserves to die alone,” attendee Dick Harrington told WOWT-TV, the Omaha NBC affiliate. “We looked around and said, ‘Here’s his family.’ It’s true. Veterans. We’re all family. That’s just the way we roll.”
Despite the frigid Nebraska weather, hundreds of people who never knew Stanley Stoltz — including many who have never met a Vietnam veteran or a veteran of any war — flooded Bennington to ensure he received the send off worthy of his service to their country.
The cemetery estimated that upwards of 2,000 people came to the funeral. The services were even delayed so stragglers to the event wouldn’t miss a moment. Traffic was backed up, bumper-to-bumper along Interstate 80 to give a final salute to a passing veteran.
The U.S. Air Force is not ready to say just how many F-22 Raptors left behind at Tyndall Air Force Base sit damaged or crippled following Hurricane Michael’s catastrophic incursion on the Florida installation.
A service spokeswoman told Military.com on Oct. 15, 2018, that officials are still assessing the damage and cannot comment on the issue until the evaluation is complete.
Air Force Secretary Heather A. Wilson, Chief of Staff Gen. David Goldfein and Chief Master Sergeant of the Air Force Kaleth O. Wright were briefed by base officials as they toured Tyndall facilities on Oct. 14, 2018. The leaders concurred there was severe damage, but were hopeful that air operations on base may one day resume.
“Our maintenance professionals will do a detailed assessment of the F-22 Raptors and other aircraft before we can say with certainty that damaged aircraft can be repaired and sent back into the skies,” the service leaders said in a joint statement. “However, damage was less than we feared and preliminary indications are promising.”
It is rumored that anywhere from seven to 17 aircraft may have been damaged by the Category 4 storm. Photos of F-22s left behind in shredded hangars that have surfaced on social media have some in the aviation community theorizing that a significant chunk of the F-22 fleet — roughly 10 percent — may be left stagnant for good.
John W. Henderson, left, the Assistant Secretary of the Air Force for Installations, Environment and Energy, and Secretary of the Air Force Heather Wilson, right, look at the aftermath left from Hurricane Michael from a CV-22 Osprey tiltrotor aircraft assigned to the 8th Special Operations Squadron above northwest Florida, Oct. 14, 2018.
(US Air Force photo by Joseph Pick)
The Air Force has not confirmed any of these numbers.
Experts say this is a perfect argument for why the Air Force should have invested more heavily in its greatest “insurance policy” in an air-to-air fight.
“This storm shows they should have purchased more,” Richard Aboulafia, vice president and analyst at the Teal Group, told Military.com in a phone call Oct. 15, 2018. “If history ever does resume, and a near-peer fight is in our future, you need to keep the skies clean.”
While some aircraft have been moved out of active status for testing purposes, the Air Force has 183 of the Lockheed Martin Corp.-made F-22s in its inventory today. More than 160 belong to active-duty units; the remainder are with Air National Guard elements. Four aircraft were lost or severely damaged between 2004 and 2012.
Production was cut short in 2009, with original plans to buy 381 fighters scaled down to a buy of just 187.
As with any small fleet, the limited number of F-22s has presented its own challenges over the years.
In July 2018, the Government Accountability Office found that the F-22 is frequently underutilized, mainly due to maintenance challenges and fewer opportunities for pilot training, as well as the fleet’s inefficient organizational structure.
But the recent misfortune does not mean the F-22 is no longer valuable. In fact, it may be the opposite, experts say.
So far, the U.S. has not seen what the F-22 is truly capable of, one defense analyst told Military.com on Oct. 15, 2018. It remains, like intercontinental ballistic missiles, a capability for assurance and deterrence. And that’s reason enough for it to be prized for any fleet.
Airmen build shelters at Tyndall Air Force Base, Fla., Oct. 15, 2018, during reconstruction efforts in the aftermath of Hurricane Michael.
“Remember the example of the B-36 [Peacemaker], the bomber that was supposed to be so intimidating, no one would mess with us,” said the Washington, D.C.-based defense analyst, referencing the Air Force’s largest wing spanned strategic bomber with intercontinental range, used between 1948 to 1959.
“It was solely intended for strategic conflict, and so never flew an operational mission. Was that a success? Was it worth its money? The same kind of question can apply to the ICBM fleet,” the defense analyst, who spoke on background, said.
The analyst continued, “F-22 has yet to be in the fight it was designed for. So there’s no way to say if it’s a good value or not. You certainly don’t need it to blow up drug labs….[But] you don’t ever want to use them” for what they’re intended because that means you’re in a high-scale war.
“Until such time that it gets to perform its intended function, value is hard to evaluate. [But] that doesn’t necessarily mean they’re a bad investment,” the analyst added.
Aboulafia agreed, but added now that there may be even fewer Raptors, the clock is ticking down for the next best thing. And it may not be the Pentagon’s other fifth-generation fighter, the F-35.
“I would tell the Air Force to…cut back on F-35 [Joint Strike Fighter] purchases and move forward with [Next-Generation Air Dominance],” Aboulafia said.
When Private First Class Ethan T. Ford first thought about joining the military, he immediately had his hopes set on being a combat photographer.
“Joining the military has given me a lot of options and I’ve done a lot of things I would have never had the option to do before. I wouldn’t have traveled to Korea, cover historical events, or be in a movie,” Ford said.
As a 25V Combat documentation/production specialist, Ford is his unit’s official videographer, tasked with shooting and editing footage and capturing every moment of garrison operations.
Like all soldiers, Army photographers get trained on basic combat skills and learn how to operate weapons, expertly engage in hand-to-hand combat and administer basic first-aid.
Army photographer Private First Class Ethan Ford practices photography techniques while on assignment in Seoul, South Korea.
(Photo by Private First Class Ethan T. Ford)
But being an Army photographer requires dedication and resilience. When the rest of the unit goes home or finishes the mission, the Army photographers get to work to upload their photos and videos and create products for the historical record.
When his friends in Oregon ask him what it’s like to be in the Army, he says he gives them the honest truth.
“Being in the Army is not hard, at times it can be mentally draining, but anyone who is physically capable can do it.”
This is not a typical assignment, according to his supervisor, Staff. Sgt. Pedro Santos, noncommissioned officer in charge of the Yongsan Visual Information Support Center.
His team is made up of creative types who strive on challenges.
Army photographers have to be able to quickly react to any situation in any environment. You have to make sure you’re ready and that your equipment is in good shape and your batteries are charged.
Dancers perform traditional acts during a community relations event at US Army Garrison Yongsan in Seoul, Korea.
(Photo by Private First Class Ethan T. Ford)
Between assignments, the soldiers are back in the office learning new skills, teaching each other new tips and critiquing each other.
Other parts of the job include handshake photos and designing PowerPoint slides, which isn’t the most inspiring for the truly passionate photographers like Ford, but meeting expectations is important.
One of the advantages to enlisting as a combat photographer, according to Santos, is that the experience and education you gain is unmatched.
“When it comes to someone who is passionate about something and they want to pursue that in the military as well I sometimes you get lucky and you get someone like Ford who is passionate about it,” Santos said.
Army photographer Private First Class Ethan T. Ford reflects on his various assignments while stationed in Seoul, South Korea.
(US Army photo)
Santos encourages his team to speak to the customer, usually a senior leader like a first sergeant or commander and find out what their goals are, what type of video or photography they would like and then you have to be creative and find out what kind of angles you are going to take the shot from and how you are going to prepare for it.
Some assignments can take up to one month of preparation and rehearsal.
“One thing you can’t really reach combat photographers is post editing, from my experience, you can take an amazing photo and be done with it, but when someone takes the time to perfect their work, it is impressive and it shows,” Santos said.
“You are in a great area, one of the biggest cities in the world. There is inspiration everywhere.”
Army photographer Private First Class Ethan T. Ford captures a nature scene near his hometown of McMinnville, Oregon.
(Photo by Private First Class Ethan T. Ford)
On weekends, Ford goes out on his own on the weekend and practices different techniques and works on improving his craft. His favorite style of photography is capturing candid moments and doing street photography.
One of the highlights of his tour in South Korea was a special assignment in October 2018 when Ford witnessed history in the making and was the only photographer allowed in a meeting between North Koreans and South Koreans in the blue building at the Joint Security Area. The event was one of the first steps in a negotiation that is expected to result in officially ending the war between the two countries.
Outside of photography, Ford is a movie buff. He loves war movies and his favorite movies include Saving Private Ryan, Band of Brothers, andHacksaw Ridge to name a few.
A river photographed near McMinnville, Oregon, the hometown of Army photographer Private First Class Ethan T. Ford.
(Photo by Private First Class Ethan T. Ford)
Early 2019, Ford got to skip his normal routine of morning physical training, chow and VISC photography duties and was granted a two-day pass to play a movie extra in a Korean War film set in 1950 with actors Megan Fox and George Eads.
“Playing a movie extra was a lot like being in the military,” Ford said, “It was a hurry up and wait situation. It took several hours to drive there and several more to get dressed.”
One of the best parts of the experience was getting one-on-one acting advice and mentorship from actor George Eads, who plays MacGyver on TV.
Although the Department of Defense does not keep track of the numbers of service members who appear in television and film projects, there are many opportunities to play extras in movies because It is it is incredibly difficult for civilian actors to realistically portray the discipline of the U.S. warfighter without having served, according to Brian Chung, a military advisor to big Korean production studios in Seoul and in Los Angeles.
Private First Class Ethan T. Ford cast as an officer in a movie shot in Seoul, South Korea.
(US Army photo)
In fact, 90 percent of DOD-supported projects, including documentaries and reality television programs are unscripted, according to Master Sgt. Adora Gonzalez, a U.S. Army Film and TV Entertainment Liaison in Los Angeles.
“All service members have been trained since basic training to stand, walk and talk a certain way on duty,” Chung said.
Chung is a former U.S. Army Captain and was previously stationed in Yongsan as a military police company commander.
He understands how challenging it can be for soldiers stationed in Korea to be working long hours while displaced into a new culture, which is why he reached out to leaders at United States Forces Korea to get approval for the soldiers to be part of the movie.
(Photo by Private First Class Ethan T. Ford)
“It was personally satisfying as a U.S. Army veteran of Korean decent, to honor the warriors of the Korean War with authentic portrayals that could only have been achieved by their successors serving on the same peninsula that they sacrificed so much to protect. Seeing the look of excitement on the young troops’ faces as they hustled around set from wardrobe, to the make up chair, to an authentic 1950’s set was an amazing icing on the cake,” Chung said.
The movie will be released around the same time that his tour ends in June 2019, when he will report to duty at his new assignment at Fort Meade, Maryland.
“I’m going to miss going out and eating in Itaewon, especially the fried chicken and ramen,” Ford said. “It’s some of the best food I’ve ever had in my life. You won’t find anything like it in the U.S.”
After his time in the Army, Ford plans on taking more advanced courses and going back to Oregon and becoming a professional photographer.
“The Army is what you make of it. You can make it be miserable or make it be the best time of your life,” Ford said.
Have you ever had one of those lightbulb moments that flips your perspective upside down? I had one of those exactly five years ago while training to be a copilot on the mighty CH-53E at MCAS New River, NC. I still remember talking to my dad on the phone after the oncoming duty-stander reported late at night and turned over the watch with me. “I don’t care if the market crashes!” I proclaimed into the phone.
That was a powerful statement to say out loud and it felt especially good saying it to my dad, who was very conservative financially. Our family lived like royalty when my family lived in Ukraine for the better part of two decades, but coming back to the United States created all sorts of financial turmoil.
Of course, the somewhat hot-headed remark begged the question, “Well, why the hell don’t you?”
”Because we’ve been thinking about real estate investing all wrong,” I continued. “We shouldn’t rely on an unpredictable market to control our return on investment. I don’t care about appreciation anymore, I care about monthly income, or cash flow. From now on, we are going to look for properties that put money in our pockets every dang month.
You could almost hear the audible click over the phone line. A light bulb had just gone off.
The phone conversation continued for another hour or so before we finally hung up and decided to talk about real estate some more the next day.
Let me take a quick step back and make sure we are all on the same page here. The epiphany moment I had five years ago – I was so passionately trying to pass on to my dad over the phone – was simple, yet incredibly powerful. What I realized was what my family valued more even than a large heap of cash in my savings account was a consistent stream of income. To put it bluntly, I wanted to create streams of mini pensions through multiple rental properties to pay for all our regular expenses and then some. I wanted this because I wanted to be financially free.
Why did I ever think that buying a house and waiting for it to appreciate was the right way to invest? If that was the case, another 2008 real estate crash would surely ruin everything.
Realizing there was a different way to invest in real estate was almost nauseating because of how mad it made me for not understanding or learning about it earlier in life. My next thought was, “Why doesn’t EVERY eligible service member use their VA Loan then?” After all, as long as the rent was high enough to cover the mortgage, a dependable property manager, reasonable maintenance expenses, some reserves and still have some cash to spare (read: cash flow), this should be a no brainer. Right?!
Maybe it is because a lot of veterans are really turned off by the thought of a VA Loan — they think it’s a huge liability or just a boring thing to talk about, but nine times out of 10 it typically boils down to access to education and trusted professionals to help someone get their foot in the door. The reality is, it’s not just a few veterans . . . There are millions of veterans who have yet to use this incredible wealth-building benefit. In the military, we get used to working in fire teams and squads and it just makes sense for us to want a trusted team of Real Estate agents and Lenders that are all investment-minded and have a military background to work with. The secret weapon that a lot of these investment-minded agents and lenders have, is the understanding of what to look for when it comes to Military House Hacking (check this book out to learn more) and how to run the numbers quickly and efficiently when trying to filter out the homes with no future cashflow potential. Remember, the objective isn’t potential appreciation (that’s just a cherry on top!). The objective is to create a stream of income when it’s time to rent out your home.
About a year after that phone call with my dad, I partnered on my first rental home and first apartment complex. My life and the lives of my parents and siblings had changed forever. We were on track to create financial freedom and legacy wealth for generations to come WITHOUT worrying about the market crashing down on us. Sure, everything has its risks, but there was a particular comfort that came with the more education I immersed myself into. It seemed as though real estate was more transparent and without the smoke and mirrors. Still, it was a lot of information and not necessarily easy, but it felt so real and doable that I knew I was hooked for life. It was around that time, that I decided I had to start sharing these principles and little-known strategies with other military members and their families.
If someone were to ask me what the best advice is for someone buying a home, I would have to say “educate yourself.” I realize that sounds vague, but there is SO MUCH information, more importantly, incorrect information, out there and every family situation is unique. I’m hard-pressed to say what is most important, but breaking barriers to getting started would be first. Unfortunately, I see a lot of myths repeated on a daily basis, sometimes from fellow mortgage professionals! I will continue to share digestible pieces of information, but first, need to get these common myths out of the way, so no military family is deterred from getting started:
There is no debt-to-income ratio cap.
The VA’s deciding factor on whether or not you can afford a loan is based on “residual income” (p.57), meaning how much money is left over every month after your debt obligations are met. This is a formula based on loan amount, geographic location and family size; it’s not always a one-size-fits-all answer. Some lenders have “overlays,” which are additional requirements that reach beyond what the VA themselves require, which is why the DTI myth is still floating around. The big takeaway here is that if you’re told by one lender your DTI is too high, they might have extra requirements on top of what the VA states, and you should SHOP AROUND! Not all lenders are created equal.
The VA has one residency requirement (pp.12-13), that you intend to make the home your primary residence and occupy “within a reasonable period of time” – usually deemed as 60 days. A spouse or dependent child can fulfill this residency requirement, but no other family member. I continuously see the myth of “one year,” circulated, but it is simply a myth. Last-minute moves and orders happen; the VA knows that, and according to their guidelines, you are not tied to live in any home for any period of time that doesn’t work for your family – period.
County loan limits still apply for multiples.
The Blue Water Navy Vietnam Veterans Act Sec.6(a)(1)(C)(ii) that went into effect January 2020 lifted the VA county loan cap for how much money you can borrow with down, but that’s only if you have full entitlement available. A borrower can have multiple VA loans out at once, but if any entitlement is currently used, the county loan limits DO apply for bonus entitlements. You may be subject to a downpayment requirement if you exceed your remaining entitlement available.
Work history – what counts?
I repeatedly see posts in social media about a service member transitioning, receiving a new job (or job offer), and they don’t think they can qualify for a loan until two years into the job. This is totally false! Military active duty counts towards work history. The VA allows future employment income to be counted if the lender can verify a non-contingent job offer, including start date and salary. Documented retirement and disability pay also count towards qualifying income, but GI bill benefits do not.
Social media can give instant access to other people’s experiences, but some of the answers to your VA loan questions can only be found in a licensed professional. Make sure you’re talking to a lender that is passionate about educating you and your family, allowing you to make smart financial decisions. Not all financial institutions lend “by-the-book,” so ask more than one lender if something doesn’t feel right, or you’re not satisfied with the answer. An ounce of prevention, in this case, is certainly worth well more than a pound of cure!
The Philadelphia Experiment is one of the most grotesque military urban legends ever — and it has endured as an infamous World War II conspiracy theory. But is there any truth to it? Let’s take a look.
According to legend, on Oct. 28, 1943, the USS Eldridge, a Cannon-class destroyer escort, was conducting top-secret experiments designed to win command of the oceans against the Axis powers. The rumor was that the government was creating technology that would render naval ships invisible to enemy radar, and there in the Philadelphia Naval Shipyard, it was time to test it out.
Witnesses claim an eerie green-blue glow surrounded the hull of the ship as her generators spun up and then, suddenly, the Eldridge disappeared. The ship was then seen in Norfolk Naval Shipyard in Virginia before disappearing again and reappearing back in Philadelphia.
The legend states that classified military documents reported that the Eldridge crew were affected by the events in disturbing ways. Some went insane. Others developed mysterious illness. But others still were said to have been fused together with the ship; still alive, but with limbs sealed to the metal.
That’ll give you nightmares. That’s some Event Horizon sh*t right there.
I’ll never sleep again.
(Event Horizon | Paramount Pictures)
Which is actually a convincing reason why the Eldridge’s story gained so much momentum.
But before we break down what really happened that day, let’s talk about the man behind the myth: Carl M. Allen, who would go by the pseudonym, Carlos Miguel Allende. In 1956, Allende sent a series of letters to Morris K. Jessup, author of the book, The Case for the UFO, in which he argued that unidentified flying objects merit further study.
Jessup apparently included text about unified field theory because this is what Allende latched onto for his correspondences. In the 1950s, unified field theory, which has never been proven, attempted to merge Einstein’s general theory of relativity with electromagnetism. In fact, Allende claimed to have been taught by Einstein himself and could prove the unified field theory based on events he witnessed on October 28, 1943.
Allende claimed that he saw the Eldridge disappear from the Philadelphia Naval Yard, and he further insisted that the United States Military had conducted what he called the Philadelphia Experiment — and was trying to cover it up.
This is one of the weirdest details. The annotations were designed to look like they were written by three different authors – one maybe extraterrestrial? According to Valle’s article for the Journal of Scientific Exploration, Jessup became obsessed with Allende’s revelations, and the disturbed researcher would take his own life in 1959. It wasn’t until 1980 that proof of Allende’s forgery would be made available.
Inexplicably, two ONR officers had 127 copies of the annotated text printed and privately distributed by the military contractor Varo Manufacturing, giving wings to Allende’s story long after Jessup’s death.
So, what really happened aboard the USS Eldridge that day?
Somewhere in Delaware there are secret military canals that have all the answers…
According to Edward Dudgeon, who served in the U.S. Navy aboard the USS Engstrom, which was dry-docked in the Philadelphia Naval Yard while the Eldridge was, both ships did have classified devices on board. They were neither invisibility cloaks nor teleportation drives designed by aliens, but instead, they scrambled the magnetic signatures of ships using the degaussing technique, which provided protection from magnetic torpedoes aboard U-boats.
How Stuff Works suggested that the “green glow” reported by witnesses that day could be explained by an electric storm or St. Elmo’s Fire which, in addition to being an American coming-of-age film starring the Brat Pack, is a weather phenomenon in which plasma is created in a strong electric field, giving off a bright glow, almost like fire.
Finally, inland canals connected Norfolk to Philadelphia, allowing a ship to travel between the two in a few hours.
The USS Eldridge would be transferred to Greece in 1951 and sold for scrap in the 90s, but Allende’s hoax would live on in our effing nightmares forever.
Silicon Valley has a tendency to be mocked — there’s even an entire HBO comedy centered around the absurdities of living and working there.
But one Twitter user approached this subject in a new way: comparing the tech capital of the world to the former Soviet Union. Anton Troynikov created a Twitter thread on July 5, 2018, that quickly went viral over the weekend, making tongue-in-cheek comparisons between working for a tech giant like Tesla or Amazon and working in the USSR.
Here are some of the highlights:
A new heaven and new earth
(Flickr / Jason Tester Guerrilla Futures)
President Dwight D. Eisenhower
The Juicero machine.
An actual bitcoin transaction from the Kraken cryptocurrency exchange to a hardware cryptocurrency wallet.
An Amazon Fulfillment Center.
(Photo by Joe Andrucyk)
Henry Kissinger with President Richard Nixon.
(Photo by Oliver F. Atkins)
‘Henry Kissinger visits sometimes for some reason’