Insurance for military and veteran families is no longer a painful process

No one likes to shop for insurance. The paperwork is about as invasive as the enlistment physical and as confusing as the Navy’s uniform situation. But you also need insurance, whether it’s for just your car or if you also need to insure your home, rental, or even your pet.

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One easy place to start: Military Connect and its insurance partners. Military Connect offers special programs and discounts for military families and bundles access to everything into one free membership. When it comes to insurance, that means that Military Connect can help you get great, discounted coverage from insurers like Liberty Mutual.

And that coverage comes with everything you would get going straight through the LiMu Emu: perks like a multi-policy discount, a discount for going five years without a claim, better car replacement—meaning that a totaled car is replaced with the same car but one year newer, 24-hour roadside assistance, and more.

The list of things you can insure is long, too, like classic cars and off-road vehicles. That motorcycle that your first sergeant wishes you wouldn’t ride? Covered. The off-road vehicle that’s way easier to drive than a JLTV? Covered. Even the recreational vehicle you use to escape base for a few days at a time every long weekend, you can get it covered.

And yes, Liberty Mutual can cover your barracks room.

Auto Insurance

Let’s start with the insurance that nearly everyone needs: Auto insurance. Most every military and veteran family relies on a car to get around, and liability insurance is required on each of them.

Luckily, insurance is typically cheaper on base, anyway, and a nice discount for military family members makes it even easier to get good coverage affordably. Add in the 24-hour roadside assistance, and it’s easy to see why getting a quote is a good idea.

Most classic car owners already know this, but you’ll likely need a separate policy for a classic or vintage car, especially if it’s mostly for car shows. The rates for a car that is mostly for show are obviously lower, but talk with an agent about how you use the vehicle and exactly what you need.

Home, Renters, and Condo Insurance

For everyone living off base, insuring your residence can be a huge hassle. But even if it’s not required by your landlord, rental insurance is a great idea. A sudden fire, structural failure, or other hazard can force the closure of your residence or destroy all of your personal property. The landlord’s insurance only covers the landlord, so you need your own.

The insurance offered through Military Connect includes HO6, condo coverage that covers everything you own within the condo, including your internal walls. That’s because the master insurance for a condo building will often cut off at that exact point, so a condo owner with more basic insurance can find themselves on the hook for everything between their insurance and the building’s insurance. HO6 coverage eliminates that gap.

Pet Insurance

Pet insurance does not offer the 1-year newer benefit of auto insurance, unfortunately. Instead, it functions like health insurance for your pet dog or cat. The coverage is highly customizable, with options for deductible, annual maximum, and reimbursement percentage.

There are even preventative wellness services that can help you keep your pet healthy so you hopefully never need to make a claim.

And with illness coverage, your insurance will even help out with common breed issues like hip dysplasia, so you know your best friend will get their best care, even if they’re from a breed with heart, respiratory, or neurological issues.

Military life, and even military retirement, comes with plenty of stress. Take the worry out of the everyday by offloading some of that stress onto your insurance company.

Explore Military Coverage: LibertyMutual.com/MilitaryConnect
Join Military Connect^®: MilitaryConnect.com/join

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