Buying your first home on active duty may be intimidating and the jargon can be confusing, but the good news is that others have walked this path and made it through — and you will, too. Active duty service members and veterans have a secret weapon that civilians do not possess: the VA Guaranteed Loan. While the VA will not issue the loan itself, the guaranty provides the veteran with the means to obtain a loan without a down payment or mortgage insurance premiums.
Ruddy Cano is an Infantry Marine Veteran and a graduate from The New York Film Academy. His work focuses on one of two genres: military culture or horror. The exposure to other cultures from his travels, as a service member and civilian, have allowed him to amass a collection of legends from around the world.
Purchasing your first car is a minefield filled with predatory lenders and scams. Young troops, unfortunately, fall victim to these bloodsuckers every year because they do not know of the special offers and protections available to them. It's exciting to be on the lot, test driving your potential steed, but knowing the pitfalls that lurk in those lots will save you and your wallet a lot of grief.
It's your first car and having your finances accounted for will make it easier when the additional expenses of maintenance, insurance, gas, and registration come into play. You wouldn't go into battle without ammunition and you should equally not venture onto a lot without knowing your credit score, pre-approval amount, and potential financial threats.
Here are 4 tips for identifying and preventing scams targeting you, a junior troop, as you shop for your first car.
President Theodore Roosevelt formed the Boone and Crockett Club and many other conservation organizations because of his love of all things natural. In the 1870s, fishing and hunting organizations urged local governments to restrict encroaching corporations from violating America's natural resources. There was hope for the wilderness with an ally like Roosevelt in Washington.
The last month of deployment can either drag slowly on or fly by, depending on how you keep your mind busy. If you're looking for an escape from the drudgery, keep yourself distracted. And there's no better way to keep your mind off the present quite like imaging all of the food you'll eat when you arrive stateside. America is the melting pot of all the world's cultures, which also means we have the very best of the world's cuisine.
The U.S. Military prides itself on serving our country in all situations, foreign and domestic. The Military coordinates with government agencies to issue out destruction to the enemies of freedom, but it also focuses on preserving this beautiful land of ours. Researchers routinely find rare or endangered species of plants and animals on bases because of the way we preserve training areas.
The cohesion between military and civilian organizations, coming together to preserve our wildlife, has grown stronger over the last decade. All branches take painstaking care to protect nature; the inheritance of generations yet to come. Here's how:
It's a known fact that Marines are territorial by nature and do not play well with other branches while in garrison. It stems from our culture. Even though other branches have more funding and better promotion mobility, our intensity on an individual and unit level cannot be matched.
This intensity means Marines will always choose to save face over admitting they're hurting, tired, or sick to anyone — with one exception: the Navy Corpsman, often affectionately known as "Doc."
No other MOS in any branch will ever earn the amount of unwavering loyalty shown to the corpsman by a ferocious pack of Devil Dogs. Not many can understand our way of life because, simply, they weren't there. No one else was there — nobody except our corpsman.
When they're not in formation, they get a pass, which is fine — but they're often gone without explanation. Here's what they'd tell you:
All troops, regardless of branch or service length, will one day receive a DD-214 restoring the privileges of being a civilian. This newfound freedom will allow one the opportunity to succeed or fail based on individual effort. While troops train themselves in defense of the principles that keep our country free, naturally, some training fades away.
Life-saving skills are some of the most important skills we have developed, and they continue to pay dividends years after our service has ended. Muscle memory can only go so far when the practical application is no longer scheduled. Thankfully, it doesn't take much to remove the rust and be confidently prepared to act when our family or community needs us most.
The two most welcomed smells in the military are coffee and gunpowder, and if you're in the field, you may get both. There are few things that are as satisfying as your favorite cup of Joe when you're on duty in garrison, training, or forward deployed. Nobody wants to be that guy who falls asleep on post — legal consequences aside, it's just downright embarrassing.
Staying alert begins with preparation and tactical knowledge of the endless options vying for our patronage. The brands of coffee we enjoy say a lot about ourselves and what's important to us. When we stand post, looking out into the abyss, reflecting on our lives and why we fight, a warm cup in our hands is a welcomed friend.
We all have that civilian 'friend' who says they would have joined the military, but they
were too weak had other plans. The more you talk about your achievements and stories, the more they feel the urge to one-up you. So, why don't you invite that Jodie-looking POS, in the most tactful way, to a light P.T. session and make him wish he was never born show him how the world works.
Once you've convinced the wannabe warrior to join you in PT, try employing the these, the most challenging, nausea-inducing exercises, to defend the honor of your branch and country once and for all. This list was made to slay bodies, so stay hydrated.