This week marked the 18th anniversary of the September 11th attacks and the beginning of the longest war in American history. Chances are, you’ve probably had the same conversation with your comrades, coworkers, friends, or whomever about where you were when you heard about the attacks.
Now that it’s been 18 years, that means that if you’re still in the military, you could now have that same conversation with a young private/airman/seaman and be greeted with the response of, “Oh, I wasn’t even born yet!”
Man — now I feel old when I tell people I was skipping some middle school class to play Pokemon on my Gameboy in the bathroom and came back to everyone watching the news. I can honestly say that I’ve never skipped class since that day.
Don’t worry. I get it. You’re now probably thinking about how old you are because you were doing something much more mature than I was seven years before I could enlist. Just wait for a few weeks when kids who were just sent off to Basic/Boot Camp on their 18th birthday graduate. There’s going to be some serious dog and pony shows for them and I bet it’ll be all over the news. Then you’ll really feel old!
Anyways, now that I’ve given you some existential dread about your own aging — here are some memes!
“China respects and upholds the freedom of navigation and overflight in the South China Sea, which countries enjoy under international law, but firmly opposes any country’s attempt to undermine China’s sovereignty and security in the name of the freedom of navigation and overflight,” said Geng Shuang, a spokesman China’s Foreign Ministry, according to CNN.
Indeed, China’s military doctrine even goes as far as permitting a first strike against threats to China’s sovereignty, but the USS Carl Vinson has been operating in the South China Sea for decades.
But the move to promote freedom of navigation in the South China Sea comes as China has all but nailed down the region as firmly within its control. China owns a series of artificial islands, which satellite images show it has militarized with missile launchers and radar outposts.
The US takes no side in the dispute between China and six other nations over who owns what in the region but has repeatedly expressed interest in preserving freedom of navigation in an area with vast oil reserves and about $5 trillion in annual shipping.
At an Association of Southeast Asian Nations summit on Sunday, leaders from the region tried to develop a framework for a code of conduct in the heavily contested South China Sea, but found the process “has become virtually moot and academic,” former Philippines National Security Adviser Roilo Golez told ABS-CBN news
“I expect China to still resist the finalization and approval (of a code of conduct) so that China can further militarize the artificial islands with the placement of offensive medium-range and long-range missiles,” said Golez.
From Nov.7 to Nov. 10, over the span of 65 total hours, 58,318 names were read aloud and given life once again. More than 2,000 volunteers traveled from as far away as Alaska to participate in the “Reading of the Names” at the Vietnam Veterans Memorial in Washington, D.C.
A stage with two spotlights was placed right in front of the wall. A podium stood at center stage. Every two minutes, a volunteer walked up to the podium and read a list of names.
Despite downpours and cold weather each night, people continued to read the names. Many volunteers showed up without having a reserved place in the order and helped fill in the gaps to ensure the reading never paused.
I was fortunate enough to participate in the event on [the night of Nov. 9]. The air was misty and chilly, and there were only 30 or so people around at any given time. A few people sat in chairs in front of the stage to listen. Several people pass by to look at the memorial. There’s a handful standing in line waiting for their turn to read. Everyone is there to pay their respects to the fallen.
As I stood in line waiting for my turn, I listened to the others. The more I listened, the harder it was to keep my eyes dry. One woman preceded a name with “my father” and choked up as she read his name. A gentleman that followed her struggled to get through some of the names of his comrades. Every name means something to somebody somewhere. Each name represents service and sacrifice.
The first “Reading of the Names” occurred at the National Cathedral when the memorial was dedicated in November 1982. This year marked the 35th anniversary of the memorial and a reading of the names has been held every five years.
Thank you to everyone that participated in this important event. Stay up to date with news and events happening at the Vietnam Veterans Memorial by following the Vietnam Veterans Memorial fund at http://www.vvmf.org.
The B-1B Lancer bomber, a plane designed with the ability to fly fast and low to the Earth in order to avoid enemy radars, might find itself operating at higher altitudes for the rest of its days in service, as officials weigh options to extend its lifespan.
The move is one of several being considered to keep the aircraft flying for years to come because low-altitude missions increase the wear and tear on the aircraft’s structure, Military.com has learned.
“We’re closely working with aircrews, maintenance, industry engineers and combatant commands to identify and determine what, if any, changes may be made as we balance operational necessity today with the longevity of the B-1 airframe for the future,” said Air Force Global Strike Command spokesman Lt. Col. David Faggard.
Specifically, officials are weighing whether to tell pilots to stop using the B-1’s low-altitude terrain-following capability, known as TERFLW mode, during training. The mode is operated by a basic switch on the plane’s avionics.
A B-1B Lancer bomber.
(U.S. Air Force photo by Senior Airman Brian Ferguson)
“The B-1 and our airmen have consistently and professionally provided close-air support in the counterterror fight for decades, a mission the aircraft was never designed to fly,” Faggard said. The B-1 was designed for a range of activities, most notably its TERFLW capability, but instead has been used for years in Middle East conflicts — a role for which it was not designed.
“We’re building a viable transition plan to get us from the bomber force we have now to the bomber force of the future. We can change tactics — altering, bringing back or avoiding any tactics or procedures as necessary on any bomber at any time in the future,” Faggard said Friday.
TERFLW, which allows the plane to operate at low altitudes like a jet ski skimming water, was created to allow the B-1 “to sneak in low below enemy radars into Russia during the Cold War, employ nuclear weapons, and get out,” said Maj. Charles “Astro” Kilchrist, then-chief of training for the 9th Bomb Squadron at Dyess Air Force Base, Texas, in a 2017 interview.
Kilchrist, also a pilot, showed off the maneuver when Military.com visited the base that year.
Four B-1B Lancers assigned to the 9th Expeditionary Bomb Squadron.
(U.S. Air Force photo by Tech. Sgt. Richard P. Ebensberger)
Fatigue testing on the bomber has shown that low-altitude training may put additional stress on the airframe, according to two Air Force sources familiar with the discussions. Thus, the argument to limit TERFLW flights in future.
It’s not uncommon for bombers to switch up how they fly.
For example, B-52 Stratofortress pilots already tend to avoid low-altitude flights because of the additional stress on the venerable bomber’s airframe, according to Alan Williams, the B-52 deputy program element monitor at Global Strike Command. Williams has been involved in the B-52 community since 1975.
“When I first started flying in the B-52, we went down to 300 to 500 feet above the ground,” he said in an interview in August. “Two o’clock in the morning, we’d fly over western Wyoming and we’d pop out four hours later over eastern Wyoming. That was hard on the aircraft.”
He continued, “Low-level is hard on aircraft. There’s a lot of forces — atmosphere, turbulence, all those things. [But] over the last 30 years, the B-52 has returned to what it was designed to be: a high-altitude bomber.”
Officials haven’t totally forbidden B-52 crews to fly low, especially if they’re testing new weapons, according to a bomber weapons system officer, who asked not to be identified due to not being authorized to speak publicly on the matter.
A B-52H Stratofortress.
(U.S. Air Force photo by Master Sgt. Greg Steele)
While the B-52 is sticking around into the 2050s, keeping the B-1 viable until its 2036 sunset date has been a priority for Air Force Global Strike Command.
Gen. Tim Ray, head of the command, announced in September that the Air Force had proved it can modify the Lancer to hold more ordnance — a step that may pave the way to future hypersonic weapons payloads as the bomber seeks new missions.
In tests with the 419th Flight Test Squadron, teams at Edwards Air Force Base, California, demonstrated how crews could fasten new racks onto the external hardpoints of the B-1, and reconfigure its internal bomb bays to hold heavier weapons.
“The conversation we’re having now is how we take that bomb bay [and] put four, potentially eight, large hypersonic weapons on there,” Ray said during the annual Air Force Association Air Space and Cyber conference.
“Certainly, the ability to put more JASSM-ER [Joint Air-to-Surface Standoff Missile Extended Range] or LRASM [Long Range Anti-Ship Missile] externally on the hardpoints as we open those up,” he said, as reported by Defense News. “There’s a lot more we can do.”
This article originally appeared on Military.com. Follow @militarydotcom on Twitter.
An innovative in-ear headset is being tested by the 100th Aircraft Maintenance Squadron and 100th Maintenance Squadron at RAF Mildenhall, England.
The device, which uses the bones in the user’s ear to transmit sound waves, provides both communication and hearing preservation capabilities to airmen working in noisy environments.
RAF Mildenhall was awarded funding to test the product after US Air Forces in Europe and Air Forces Africa identified the base’s proposal, to incorporate bone conduction communication technology into their operations, as especially innovative. The base was paired with Denmark-based INVISIO, a hearing protection and communications company, which was able to supply a product using this technology.
“We’re funded by USAFE-AFAFRICA specifically to provide feedback and input to the Air Force on whether bone conduction is a viable option across many platforms,” explained US Air Force Master Sgt. Christopher Pettingill, 100th AMXS continuous process improvement and innovation manager. “We get to be the guinea pig and determine if it works for us and whether it’s worth investing in more.”
Maintenance airmen will be required to wear over the ear hearing protection in addition to the product, but they will more clearly be able to communicate due to the in-ear headset microphone.
“When aircraft engines are running or in a loud environment, our maintainers are required to wear ear plugs in addition to a headset,” said Pettingill. “Imagine sticking ear plugs in your ear and then trying to have a conversation with somebody; it doesn’t work. Enter the dual in-ear headset. This product offers hearing protection and also a microphone you can communicate with.”
A dual in-ear headset at RAF Mildenhall, England, July 30, 2019. The headset, which provides hearing protection and situational awareness to the user, is being tested at RAF Mildenhall to determine whether the Air Force will invest further in the technology.
(Air Force photo by Airman 1st Class Joseph Barron)
In addition to enhancing hearing protection and communication abilities for maintainers, the device will also benefit airmen in other career fields during exercises and real-world conditions, circumstances which necessitate the wearing of protective gear.
“RAF Mildenhall wanted to invest in the product not only due to the advantages it would provide the maintenance squadron, but also the ease of communication it would provide users in an exercise or in a real world event,” said Pettingill. “If you’re wearing a gas mask and you are trying to communicate with a radio, it’s going to be muffled. The product provides a better alternative to radios, which you actually have to bring up to your face to speak into.”
The 100th AMXS and 100th MXS production staff were chosen to test the in-ear headset because they are responsible for the movement of manpower and resources on the flight line, including such things as where aircraft are parked, when fuel is dispatched and which maintainers service certain aircraft, responsibilities that make communication essential. They were given the opportunity to provide their feedback about what they liked and disliked about a device not initially designed for maintenance Airmen, but special operators.
“We’re afforded the resources and the money to provide that feedback,” said Pettingill. “It’s not all positive, but that should be expected. We’ll just have to make adjustments.”
Both maintenance squadrons continue to test the in-ear headsets they have, but they’re waiting for funding to become available that will allow them to purchase the bulk of the headsets for testing.
“Once we’re ready to execute, we will outfit our maintainers and encourage them to use the product as much as possible. We’re going for a single issue rollout, so each airman will be assigned their own headset,” said Pettingill.
RAF Mildenhall’s position as the only installation in the Air Force to be testing this technology is due in large part to the maintenance senior leaders who were convinced of the product’s worthiness.
“It’s a huge honor to be able to test this innovative product,” remarked Pettingill. “We’re afforded the ability to try things out, and that’s why we are so successful. It doesn’t surprise me that we’re the first to do these things. Our leadership has our back.”
This article originally appeared on Business Insider. Follow @BusinessInsider on Twitter.
Anyone who’s ever shot an AR or M4 with a suppressor knows how much better the experience is. Hence the saying, “Once you go suppressed, you never go back.”
Previously the exclusive domain of special operations troops, the Marine Corps is experimenting with outfitting an entire infantry battalion with suppressors to fire with their M16 and M4 rifles — and even with their light, medium and heavy machine guns, like the M2 .50cal.
“What we’ve found so far is it revolutionizes the way we fight,” a top Marine Corps official told Military.com recently. “It used to be a squad would be dispersed out over maybe 100 yards, so the squad leader couldn’t really communicate with the members at the far end because of all the noise of the weapons. Now they can actually just communicate, and be able to command and control and effectively direct those fires.”
Industry and military experts agree, saying suppressors deliver tremendous advantages to troops in battle. But there’s a reason why the technology has been primarily in the kit bag of special operations troops and highly trained snipers — they’re not always “grunt proof” and can sometimes cause more problems than they solve if used improperly, experts say.
So first, let’s look at three reasons why firearm sound suppressors awesome. Then we’ll show you three reasons why they’re a potential bigtime problem.
1. Signature mitigation
One of the main benefits to suppressor use by infantry troops, military experts say, is that the suppressor helps eliminate the flash of the powder burn from a fired round from emerging from the end of the barrel. Sound suppressors are like a vehicle muffler and use a series of baffles to progressively disperse the gas and flash from a shot.
The flash from a shot is a dead giveaway of a trooper’s position to the enemy — especially at night. (DoD photo)
When a trooper fires his rifle equipped with a suppressor — which can add another 4-6 inches to the end of the barrel (more on that in our “disadvantages list”) — that’s a lot of extra room for the flash to dissipate, making it hard for a bad guy to see a Marine’s position in the dark.
“This reduces or eliminates attention drawn to the shooter, making him virtually invisible,” said one Marine infantry expert. “We like to fight at night because it helps us reduce the enemy’s ability to see us or identify us as quickly — add a suppressor and it will help increase tempo.”
2. Recoil reduction
One of the things that a lot of shooters don’t realize is that a suppressor drastically reduces a firearm’s felt recoil, one industry expert said. Trapping the gasses within the suppressor negates the need for muzzle breaks or other devices to help keep the barrel level shot after shot.
As anyone who’s had to fire a shot in anger would know, accuracy is the key to survival, and suppressors help a lot in this area.
“Suppressors reduce firing recoil significantly … reducing the speed and quantity of the gas expelled and reducing the total momentum of the matter leaving the barrel, transferring to the gun as recoil,” the Marine infantry expert told WATM. “Suppressors also increase the speed of the bullet to the target, and this will cause an increase in accuracy and the shooter’s ability to track the target longer — and if needed calmly fire another carefully aimed shot.”
3. Sound suppression
Of course, as the name implies, suppressors are primarily designed to reduce the report of a firearm. They are not “silencers” like the Hollywood image would imply. A suppressor typically reduces the sound of a rifle from 160 dB to 135 dB — just enough to make it hearing safe, but by no means deadly quiet.
But that sound reduction is enough to provide a major advantage in fighting indoors and helping small unit leaders communicate better on the battlefield. Particularly when used with a machine gun, the suppressor can expand the area a unit can communicate and operate, industry and military experts say.
“Especially in [close quarters battle] suppressors are particularly useful in enclosed spaces where the sound, flash and pressure effects of a weapon being fired are amplified,” the infantry expert said. “Such effects may disorient the shooter, affecting situational awareness, concentration and accuracy. This could also reduce the noise in the battlefield thus aiding leaders in maintaining command and control.”
And the affect on a trooper’s hearing isn’t anything to shake a stick at either, industry experts say.
“The VA spends about $10 million per year on helping veterans who’re suffering from hearing loss,” the silencer industry source said. “That’s a big concern for service members who’re being exposed to gunfire throughout their career.”
While it’s clear most agree suppressors deliver major advantages to the war fighter, it’s not all ninja moves and .5 MOA shots every time.
Look, it’s physics folks. That gas and flash from a shot has to go somewhere.
Trapped in the suppressor, the hot gas and flash of a magazine dump, for example, can heat the accessory up to as much as 500 degrees. That’s enough to melt handguards and deliver severe burns if a trooper absentmindedly handles one.
That means if grunts are using suppressors as a matter of course, they have to add yet another element to look out for when they’re manipulating their weapons.
2. Length and Weight
Adding a “can” to the end of a rifle adds extra weight and length to the firearm. That changes how the trooper operates, particularly in close quarters battle scenarios.
The whole point of equipping infantry Marines with 14.5-inch barreled M4s is the make them more maneuverable. Adding another 6 inches to their rifle puts them right back in M16 A4 land, the Marine infantry expert said.
The added weight to the end of the barrel also affects accuracy and manipulation, industry sources say. A suppressor can make a rifle “front heavy,” changing the way a shooter has to mount the rifle and balance it for an accurate shot.
Great care has to be taken in mounting a suppressor to a rifle, the industry expert told us. Marines are probably using suppressors that attach to the rifle using a quick-attach mount so that a trooper can take the suppressor off quickly if needed (the other type of attachment is to just thread it directly to the barrel).
If this attachment isn’t done right and the suppressor is just a tiny bit off from the line of the barrel, it can result in the fired bullet impacting the baffles inside the suppressor, causing it to rupture. This is known as a “baffle strike,” and while it doesn’t usually cause severe injury, it can take a gun out of a fight, the industry source said.
Additionally, on direct (gas) impingement guns like the M4 (but not like the piston-driven M27), the suppressor can force a lot of gas back into the rifle breach.
“A suppressor scenario is going to result in a much filthier gun,” the industry source said. “That could cause more malfunctions if it’s not cleaned immediately.”
Modern suppressors are awesome and make shooting a firearm more controllable, accurate and safe. Most believe outfitting service members with this technology increases their effectiveness on the battlefield. But its important to remember they do come with some drawbacks that take training and practice to avoid.
What are the most important lessons to teach children about money? It’s a good question to consider, particularly because, thanks to a distinct lack of a broad financial literacy curriculum in schools, it falls on parents to be the ones who instill the core concepts of spending, saving, and handling money in general. While there are certainly lessons all parents should be teaching kids about money, we wondered, what do financial planners, accountants, and others who work in the financial industry teach their kids about money? What concepts are essential and how do they distill them down so they can be understood by, say, a seven-year-old? That’s why we asked a broad array of financial professionals, “What lessons do you teach your kids about money?” The varied responses include everything from envelope systems and understanding wants versus needs to the creation fake debit cards and engineering simple lessons about compound interest. All provide inspiration and instruction on how to help kids get a head start on the road to financial success and serve as a reminder that it’s never too early to begin teaching kids about money.
Try the Sticker Chart Reward System
“We use a sticker chart reward system with our young ones, who are in Kindergarten and second grade. You get a sticker for doing homework, practicing, household chores, and the like. After earning 20 stickers each child then gets to pick out a toy, experience, goodies, etc. of their choosing (up to a $ value). This is a foundational value in our household; to instill that effort and hard work is required to earn many of the ‘wants’ in life. And that it takes time.” — Ronsey Chawla, Financial Advisor at Per Sterling Capital Management.
Incorporate Financial Topics into Everyday Life
“This can be as simple as taking my kids to the bank to open a checking/savings account, involving my two kids — I have a 14-year-old son and 11-year-old daughter — in household budgeting conversations during a trip to the store, or planning for a family vacation. It’s important to share lessons and what you learned from your experiences with money management, with the depth of that conversation being up to your individual family. It’s also a good idea to start them saving early. Developing smart saving habits is the first step to becoming money-wise. Encouraging children to contribute a realistic amount to savings, even if it’s just a month, is an easy way to put them on the right track for future financial success.” —Daniel Cahil, SVP, North Dallas Bank Trust Co.
Trust the Lemonade Stand
“With my own kids, who were four and six at the time, we opened lemonade stands, as cliché as it may be. It teaches them literally the fruits of their labor. The help made the lemonade, with real lemons, at every step, until they have the product ready for market. They learn the lessons of “location, location, location,” understanding that where they set up can make a big difference in the traffic they can expect. Setting up on the corner brings some traffic, but not nearly as much as by a nearby field on a hot day where a bunch of kids are at soccer practice.
When they’re done, they bring their profits back home and count it up. This helps them identify and understand what different coins and paper currency mean. They also have piggy banks that are broken up into four different chambers – save, invest, spend and donate. This helps them understand the different utilities of money, immediate gratification, delayed gratification and being a contribution to others.” — Chet Schwartz, RICP, registered representative with Strategies for Wealth, a Financial Advisor with Park Avenue Securities, and a Financial Representative of Guardian Life Insurance
Teach Them to Save — But Also Enjoy the Rewards
“To clarify, this all starts with being responsible, working hard, and earning some dough. But this particular piece of advice is about what I do with that earned money. When I come into some kind of bonus or non-recurring income, I always, without fail, carve off some small-ish amount of that bonus for me, my wife, and my daughter, and we all go out together and buy something fun for ourselves, something that we would not otherwise have bought because we thought it was frivolous or hard to justify. We save the bulk, but the rule is that we have to spend that smaller allocated amount on something fun, and we have to do it together as a family.
This is important to me because one, if you don’t enjoy some part of your money “now,” you may never get the chance, and two, it gets us out, as a family, doing something that breaks the normal rules of saving and spending. I’m all about saving of course, but I’m also about enjoying the rewards of hard work, and that’s what this is really all about. If you don’t treat yourself well, you sure as heck shouldn’t expect anyone else to.” — Dan Stampf, VP, Personal Capital Cash
Use “Skip Counting”
There’s more than one way to count to 100. You can take the long way, starting with the number one. Or you can also count by twos, tens, twenties, even fifties to get there faster. Learning to “skip count” is an important precursor to developing fluency in calculation, number sense, and the basis for multiplication and division — not to mention counting money. Just pour a bunch of coins on the table and put them into piles by coin type (pennies, nickels, dimes, and quarters). Work with your child to “skip count” using different coins and values, reinforcing what they’ve learned. For example, ask them if they notice any patterns (e.g. while counting by 2s, 5s, and 10s). If “skip counting” is still too complex for your kids, continue practicing by changing the number of coins they are counting. That will encourage your children to figure out another total value.” —Jeremy Quittner, Resident Money Expert Editorial Director, Stash
Put Pocket Money to Good Use
“It’s important to teach your children about saving, and the potential benefits. I think a fun way to do this is with their pocket money. Say you give your child for the weekend. Once its spent, it is gone. But I like to introduce the offer that if, for every change they bring back at the end of each week, that change is matched from my money, and saved until it reaches 0, and they can buy themselves something special. For example, if they bring me change, I put aside for them, and this pot grows until it hits 0. The opportunity here is for the children to really think about what they are spending their money on, while also seeing that saving can result in a better purchase that is actually wanted at the end.” — Andrew Roderick, CEO of Credit Repair Companies
Use The Token Economy with Toddlers
“Make money fun. Toddlers can start to experience a ‘token economy’ by pretending to play in grocery stores or banks: games that can actively involve your child in playing and beginning to understand money. It’s also important to recognize that it may be more constructive to create other activities for older kids, by introducing them to easy-to-read financial books, like this one. Explain to them how your family approaches investing, paying for taxes, and seeking financial advice from an advisor” – Dillon Ferguson, CFP, Head of Product, Zoe Financial
Make the Concept of Prioritization Crucial
“We ask our three kids to do certain activities at home that are outside of their normal chores for which we compensate them with small amounts of money. This way they learn that to make money they need to put extra effort and work hard. They also learn that the money they make at home can be spent on a variety of different things, but we teach them about the concept of prioritization, since money is a scarce resource. Most importantly, we teach them that the best investment they can ever make is their own education, since education leads to better job opportunities and better quality of life.
We opened college savings accounts for all three kids via UNest and our older one is already contributing into her own account. We show her how money grows over time and teach about the concept of investing, compound interest and tax-free growth. In addition, we emphasize that lack of savings can lead to the student debt. Money that is borrowed can be very expensive and the need to pay off student loans would create setbacks in life and delay other important decisions like buying a house or starting a family. Putting a small amount aside each month and investing for education teaches our kids discipline and motivates them to think long-term.” — Ksenia Yudina, CEO and Founder of UNest
Teach them About Coins — And the Four Pillars
“I think that six years old is a good age to start teaching kids about money. A great first objective is teaching them about coins. While that might seem simple, it is not as easy a subject as you might think. Take a step back and think this through: Why is the big nickel worth less than the small dime? I think it’s fun to play games with kids once they understand the value of each coin by having them make different combinations to get to one dollar. 10 dimes. 20 nickels. Four quarters. One-hundred pennies. Fifty pennies and two quarters.
Start with teaching them one of the four pillars of financial literacy: save, spend/budget, invest and charity. For younger children, savings is the easiest as you can simply use a clear jar where they can put loose coins and see them build up. Remember to keep lessons age-appropriate and that developing money-smarts is not an exercise in trying to create the next Warren Buffet. It is about making them feel comfortable talking about money, understanding basic money vocabulary, and eventually starting good habits that will last a lifetime. You want to avoid the firehose method of teaching where you pile on too much information too soon. Rather consider using the drip-drip-drip method that starting them at a young age gives you plenty of time for them to build a great foundation.” — Thomas J. Henske, Partner, Lenox Advisors
Be Open About Your Financial Goals
“When my kids were younger, my wife and I agreed on an aggressive goal to pay off our house in a set number of years. When that goal was reached, we agreed to take the family on a trip to Disney World. We bought a Mickey Mouse puzzle, assembled it, and disassembled it in a way that for each id=”listicle-2646259052″,000 we reduced principal on the loan, we put so many pieces of the puzzle together. It created a visual representation of our progress. We explained our goal to the kids in terms they could understand so they saw the progress and the reward at the end after several years of work. While the kids now understand the financial side of the goal, it is the visual representation of the puzzle they recall most.” — Phil Kernen, CFA | Portfolio Manager, Mitchell Capital
Teach Them About Compound Interest
“As a financial planner and fastidious investor, my kids are being taught about compound interest at a young age. When my five-year-old daughter receives birthday money from our relatives, I show her how putting 25 percent of her money away can give her many more Barbies and dolls in the future. Would you rather buy one Barbie today, or be able to buy five Barbies later, I ask? Even a child can understand that by deferring some instant gratification today, they can enjoy greater luxuries later.” — Thanasi Panagiotakopoulos, Financial Planner, Life Managed
Never Say ‘There is No Money’
“Say instead, money is valuable and needs to be used wisely. Or money is not to be wasted. The reason is that children should not grow up with a limitation mindset but an abundance mindset while learning to be careful with money. Saying ‘there’s is no money,’ tells the child that when they get money in their hands, they can throw it away, and that’s not a good thing.” — Kokab Rahman, author of Author of Accounting for Beginners
Don’t Forget the Power of Delayed Gratification
“My children are 2 and 4 years old currently, and while it’s definitely too early to teach any significant money lessons to the two-year-old (aside from showing him how to put coins in a piggy bank), the four-year-old is another story. I recently tried this simple method of teaching savings and it worked well. Each night, I gave her a quarter for straightening up her toys before bed. She could choose to use a quarter to get a treat from the candy dish, but if she saved five of her quarters, we could do something special that weekend (go to the zoo, a favorite restaurant, etc.). Delayed gratification is such a valuable skill to learn at a young age, and I plan to use more complex ways to incentivize saving as she gets older.” — Matt Frankel, CFP, The Ascent
Turn Financial Mistakes into Teachable Moments
“We don’t pay our kids for daily chores like making their bed, feeding the dogs, or picking up after themselves. But I do pay them for mowing the yard (my 10-year-old) or helping cut firewood (all my children), things that are above and beyond their normal family contributions that they worked hard to attain. It’s also important to let them make mistakes. Recently my 10-year-old wanted to purchase a new movie release for .99, so I let him. The next day he wanted to buy a video game. I said sure pay me and he could buy it. He then realized he spent all his money on the movie. That’s the time to have a good conversation around it. Was it worth it? What could you do differently?” — Joel Hodges, CPA, Intuit, Tax Content Group Manager
Explain The Difference Between Needs and Wants
One of the most important money lessons I’m already teaching my young children is the difference between needs and wants. If she holds up something at a store — say, something from the candy aisle — I’ll ask ‘Do you need that, or do you want that?’ It took a few tries, but she got the hang of it. It can be helpful to set a firm cap on the ‘wants,’ such as one per week, while showing that we always take care of our needs.”— Matt Frankel, CFP, The Ascent
Introduce the idea of Money Early and Often
“At home, we value speaking openly about our financial lives and the value of saving such that our kids learn by example. A great way we teach our 4-year old about money is to have them understand the value of a purchase. The other day my son wanted us to buy him a new game for his iPad. To ‘convince us,’ we had him walk through the value in relation to the actually cost of the game. It’s never too early for your children to understand the cost of things. “- Andres Garcia-Amaya, Founder, Zoe Financial
Enlist the Envelope System
“Kids are never too young to learn how to handle money, one fun way for them to learn about money is to have them separate their allowances on what they want to spend. They can do this by having small envelopes and placing a certain amount from their allowances. This helps them learn about budgeting and the value of money when that certain envelope reaches the goal amount. Children are also allowed to have bank accounts, so it is good for them to have their accounts so that they can start learning to save early. — Leonard Ang, CMO, iProperty Management
Try The “Bank of Dad” Approach
“By the time my daughter started elementary school, she had a few chores each week for which she got a small allowance and she might get the odd bill in an Easter card from her grandparents. Instead of a piggy bank, we went forward looking and with the ubiquity of debit cards, I created ‘The Bank of Dad.’ Using an old hotel key card I made a make-believe Bank of Dad debit card and she opened an ‘account.’
At 12 years old and a long-time Bank of Dad customer, she was definitely ready for a real account. With our bank, the account was connected to a parent’s account so we had visibility into everything. At the start, we sat down and introduced the basics of a budget. We talked about understanding how much she “made,” how everyone needed savings for an emergency/rainy day, and how to also save for something “big” like those fancy new embroidered and bedazzled jeans she just had to have.
Now at 24 years old, my daughter came to me and asked if I could help her fix a spreadsheet she made because she wanted to try and pay off her student loans early, but couldn’t make the formulas work. If there’s anything that makes an accountant parent happier than hearing ‘Hey dad, will you check my spreadsheet?’ Turns out she was very close, but having her do the work and walk me through it, made fixing her error make sense to her and empowered her. — Gregg Gamble, Intuit, Lacerte Tax Content Development Manager
Military working dogs — MWDs for short — have long partnered with Americans in war. These four-legged troops have seen a lot of action in the Global War on Terror, including the raid that took out Osama bin Laden. The dogs have long been loyal companions, and the military returns that loyalty in spades — from when they join the service to when they say farewell to the military.
Two reconnaissance Marines and a military working dog take security positions during a reconnaissance and surveillance mission at a Marine Expeditionary Unit field exercise aboard Marine Corps Base Camp Pendleton.
USMC photo by Lance Cpl. Devan Gowans
Now, deployed Marine Expeditionary Units have also gone to the dogs. And for good reason: Dogs can take down a bad guy that you want to capture alive, locate improvised explosive devices or drugs, and, of course, they make for great travelling companions. They cheer up grunts and accountants alike: they gladly work for some Purina Dog Chow, a few Milk-Bones, and a game or three of fetch.
Like all Marines, these canine Leathernecks need to keep their skills sharp, even when deployed. To that end, they seen some type of training or patrol everyday. This is the case even when serving aboard a ship, like the amphibious assault ship USS Wasp (LHD 1). Just as with any other troop, readiness is the key to success.
In short, MWDs are excellent warfighters with an inherent, priceless loyalty. So, naturally, MEUs, in addition to multi-role fighters, helicopters, tanks, artillery, mortars, and snipers, have some MWD teams assigned.
Below, watch one team demonstrate to fellow Marines what a MWD can do.
We’ve got one last question, though. Since dogs usually like to go on the grass… where do the MWDs go to the bathroom when at sea? The lack of grass does sound like a complication…
Since the ultra-new and always-correct rules of social correctness have dictated that the only acceptable thing we can discuss or see online from now until election day is voting, we thought it only appropriate to create an article on everything the military wishes they could have some say in, but in reality, never will.
Appropriate labels for MRE sides and snacks.
It is probably a good thing that MRE ingredients will always remain a secret. There is a big difference between assuming you are eating flame retardant and knowing it. If nothing else, soldiers should be allowed to suggest and vote on accurate MRE snack labeling.
Crackers to be re-labeled “desert sand molded to resemble inedible wafer.”
Bread to read “crust flavored chew toy similar to what you give your dog.”
Teriyaki beef sticks are really “tastes nothing like meat but we’ll fool you with the looks.”
All Captains must run for office
Enlisted ranks everywhere cannot wait to stand at attention for a “short” speech on what is inevitably to be an hour-long retelling of your life’s story. Imagine a world where Company Commander’s have to depend on how well they convinced Private I-just-want-to-go-play-XBOX-in-my-room of their ability to lead the Company.
All we’re asking is a choice between two, maybe three twenty-somethings in charge of telling a 40-year-old First Sergeant how “in their experience” the Company should fix bayonets for every field problem and assault across that open field like it’s 1918.
In the movies, every soldier carries top-of-the-line gear straight out of a Bond film. Yet, actual soldiers know this could not be farther from the truth. Try driving your 1970’s vehicles into battle with a Desert Strom-era issued carbine with night-vision goggles straight out of the Cold War instead. The job definitely lacks sex appeal when you realize that the Army is nothing like Call of Duty.
While opting for a vintage-looking dress uniform (the second change and counting in less than a decade) seems to be the most pressing thing to spend money on up at the top, we’re betting the Infantry may have other suggestions. After all, uniforms don’t kill the enemy, weapons do!
Warning labels for MRE consumption
You will only make the mistake once of consuming a new MRE flavor without first asking your veteran peers of the inevitable side effects unique to each meal. We think every soldier would benefit from putting up to date feedback on the packet. Besides, who wouldn’t love to vote on the year’s best review?
Beef taco Severe explosive diarrhea is likely. Best consumed within crawling distance of a latrine.
Chili with beans Days long blockage likely, leaving consumers with walking-fart syndrome. Public shunning period necessary due to lung health of the platoon.
Mandatory “fun day” funds
Nothing says fun like mandatory fun. To kick off the only free day you will have in the foreseeable future, Company Commanders seem to think that there’s nothing better than a day full of mandated activities and awkward bonding over low-quality meat and the local grocery’s prepared foods section.
Ah, yes, much better than an actual day off. Especially when you are forced to spend it with the same group of people you see all day for five days straight every single week for years on end. Year after year the idea that soldiers possess the ability to have fun outside what is regulated continues to perplex leadership. Is this the year to hear the will of the people?
Term limits for CIF staff
“This is dirty. Clean it and make an appointment to come back another day,” says the CIF employee with a shit-eating-grin about the still factory sealed part you just turned in. Good thing it was the last item you needed to turn in so you can clear CIF and PCS from the seventh circle of Hell you currently call home.
We’re not sure what the Training Manual on CIF Operations reads like, but find it likely that any study would show a correlation between the years a human spends at CIF and an increase in unrealistic, even psychopathic expectations. Save a soul, impose CIF term limits.
Holding a new private draft like schoolyard dodgeball
It’s no secret that standards at basic have slipped with each passing decade, resulting in Privates showing up to companies expecting amenities straight out of the Ritz. Nothing would bring more joy to sadistic Sergeants everywhere than to line up and publicly select incoming Privates to their unit like it’s the NFL draft. Perhaps a more accurate welcome to the company than what is currently in place would help the poor darlings adjust a little better.
As NASA scientists aim to cooperate on research with their Chinese counterparts, more communication between the agencies may not be such a bad idea — a partnership that might even bolster space agreements, officials say.
Speaking at a DefenseOne Space, Satellite and Communications briefing Tuesday near Washington, D.C., Brian Weeden, technical adviser to the Secure World Foundation, said the scope of how the U.S. works with China needs to expand.
While space wasn’t a dominant topic in this year’s election, Weeden said both Trump and Clinton campaign surrogates publicized “fairly favorably some sort of cooperation engagement with China.”
Weeden said it’s unknown whether those favorable views toward China in the space realm will translate into hard policy under President-Elect Donald Trump. “But I think there is … a growing sense that having the only interaction with China [be] in a national security, military context — I think is a problem,” he said during a discussion.
Weeden said there needs to be “commercial or civil engagement” to help deal with additional challenges, such as managing space traffic and debris control.
Since 2011, Congress has banned NASA from joint research and technology programs or data sharing with China even though the U.S. and Russia have had a robust association, even in times of conflict.
However, NASA Administrator Charles Bolden has been trying to build bridges with China on a space program. In August, he visited China and met with the Chinese Aeronautical Establishment and the Civil Aviation Administration. The next month, NASA announced it had signed a memorandum of understanding with those agencies to analyze data from Chinese airports “to identify potential efficiencies in air traffic management.”
“It’s not going to happen during my tenure as NASA administrator,” Bolden said in May while addressing spaceflight and technological agreements with China. “But I think we will evolve to something reasonable.”
The DefenseOne panel also featured Winston Beauchamp, director of the principal Department of Defense Space Adviser Staff and Air Force deputy under secretary for Space; Chirag Parikh, director of source strategies, National Geospatial-Intelligence Agency; and Robert Tarleton, director of the MILSATCOM Systems Directorate, Space and Missile Systems Center at Los Angeles Air Force Base.
1. The reason why they expended 200 rounds during a firefight when they clearly couldn’t see the enemy.
Grunts can be trigger happy. They enjoy firing their weapons at the bad guys, hoping to score a solid kill shot, even if it means expending 90% of their ammo. Half the time, the ground pounders don’t get a clear line of sight on enemy movement from ground level.
But they still pull the trigger.
2. Why they shot so poorly at the range.
Not every infantryman is a crack shot. When you’re competing for bragging rights throughout the platoon and you don’t win, excuses are made.
3. How many girls they’ve been with prior to joining the military.
All grunts were ladies men before they signed on the dotted line. It’s incredible how joining takes all their mojo away.
4. How muscularly toned they once were before joining the infantry.
The average grunt is around 19-ish. So, it’s pretty hard to believe that your body’s metabolism has changed so quickly that you lost your muscle density.
5. About all of their outstanding achievements before shipping off to boot camp.
It’s okay, not everyone can be a high school football or wrestling star.
These guys are football stars and they aren’t in the infantry — yet.
The military does a lot of things, from humanitarian aid missions to security operations for the world’s shipping lanes, but without a doubt, the thing the military excels at is war-fighting. Specializing in such a dramatic and chaotic enterprise requires a great deal of preparation, planning, and above all else, communicating.
In fact, communication plays an integral role in just about everything the military does — from fire teams that need to “shoot, move, and communicate” in combat operations to policy level decisions that need to be relayed and enforced across a massive body of service members across dozens of different commands. At the end of the day, the military may use weapons to enforce America’s foreign policy, but it’s the communication from the top down and back again that really makes it happen.
Of course, communicating isn’t always easy — especially over great distances and in hectic environments. That’s why the U.S. military relies on numerous forms of communication systems, teaches common hand gestures in combat training, and instills the use of the phonetic alphabet, sometimes referred to as the “military alphabet” when communicating over radios or telephone lines.
The phonetic alphabet wasn’t originally intended for military use — back when a group of French and English language teachers led by Paul Passy invented it, the point was to have an international system of transcription. It didn’t take long, however, for the military to recognize its value in relaying letters across communication lines that were susceptible to background noise or interference in the signal.
Today, many service members are expected to memorize the phonetic alphabet (often at basic training) and use it commonly when communicating over the radio or telephone. As a result, it’s not all that uncommon to hear veterans continue to use it while talking on the phone — not as a means of holding on to their military pasts, but because the method has proven extremely effective when it comes to relaying the spelling of a name (for instance) over a phone line. While a listener might mistake a “B” for “P,” as an example, it’s pretty tough to mistake “Bravo” for “Papa.”
There have been changes to the phonetic alphabet over the years, bringing us to the most modern iteration in common use today among members of the U.S. military.
Boarding parties from the Navy’s guided-missile cruiser Normandy stopped a dhow in the Arabian Sea earlier this week and confiscated a cache of Iranian-made surface-to-air missiles and other advanced weaponry bound for the Houthi rebels in Yemen, U.S. Central Command said Thursday.
A video released by CENTCOM showed a small boat from the Ticonderoga-class Normandy approaching the dhow on Feb. 9 as crew members of the traditional Mideastern vessel gathered at the bow with arms raised in surrender.
In addition to three surface-to-air missiles, the arms cache included 150 “Dehlavieh” anti-tank guided missiles, Iranian thermal imaging weapon scopes, Iranian components for aerial drones and unmanned small boats, “as well as other munitions and advanced weapons parts,” CENTCOM officials said in a statement.
The arms cache was similar to one seized in the Arabian Sea by the guided-missile destroyer Forrest Sherman in November, CENTCOM said.
The weapons seized by the Sherman “were determined to be of Iranian origin and assessed to be destined for the Houthis in Yemen” in violation of a United Nations Security Council Resolution barring weapons transfers to the Houthis, CENTCOM said.
The CENTCOM statement did not address the fate of the dhow’s crew, but past practice for seizures of Iranian arms has been for the crews to be released after questioning.
The action by the Normandy in seizing the arms cache was the first publicly announced haul haul for the U.S. Navy since a Jan. 4 drone strike at Baghdad’s International Airport that killed Iranian Quds Force leader Qasem Soleimani.
Iran responded to Soleimani’s killing with ballistic missile strikes on Al Asad airbase in Iraq’s Anbar province on Jan. 8. The Pentagon said earlier this week that a total of 104 U.S. troops at Al Asad have since been diagnosed with mild traumatic brain injury from the concussive effects of the missile strikes.
The guided-missile cruiser USS Normandy (CG 60) boards a stateless dhow in the Arabian Sea and interdicts an illicit shipment of advanced weapons intended for the Houthis in Yemen, Feb. 9, 2020.
The seizure by the Normandy suggested that Iran has not been deterred in what the U.S. calls its “malign activities” to spread influence in the region.
Iran has long backed the Houthis, who last week claimed more missile strikes against Saudi Arabia, in Yemen’s civil war, which has resulted in what the UN calls the world’s worst humanitarian disaster.
The Houthi uprising in 2015 seized control of much of the country and forced President Abdrabbuh Mansour Hadi to flee to Saudi Arabia.
Since then, a coalition of Arab states led by Saudi Arabia and the United Arab Emirates has been fighting to restore Hadi to power. Periodic international efforts at brokering a ceasefire and peace deal have been unsuccessful.
The U.S. has supported Saudi Arabia with refueling flights and training for Saudi pilots in avoiding civilian targets.
In Nov. 2018, then-Defense Secretary Jim Mattis said the effort to bring peace to Yemen was a reason to maintain close military ties with Saudi Arabia, despite the murder of Washington Post contributor and U.S. resident Jamal Khashoggi.
In an informal session with Pentagon reporters at the time, Mattis said he was working closely with United Nations Special Envoy Martin Griffiths to arrange for peace talks, but that effort also failed.
According to the UN office of the High Commissioner for Refugees (UNHCR), the conflict in Yemen has killed at least 100,000, displaced 4.3 million people and left an estimated 80% of a population of 24 million in dire need of basic necessities.